411 S Surfside Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 411 S Surfside Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,873 sqft · built 1992
Lot Size	0.244 acres (10,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$491,000 (Feb 2020)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-96-294`

Property Details

APN / Parcel Number

Primary APN	`302-96-294`
Alternative APN	`302962946`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,873 sqft Living Area
Gross Area	3,089 sqft
1st Floor Area	1,594 sqft
2nd Floor Area	1,279 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,620 sqft (0.244 acres)
Parking Spaces	3 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 S SURFSIDE DR
City	GILBERT
State	AZ
Zip	85233-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	NEWPORT MCR 287-50
Legal Range	5E
Legal Township	1S
Legal Section	14
Legal Subdivision	NEWPORT
Legal Lot Number	90
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	422305

Owner

Source: Maricopa County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 S SURFSIDE DR, GILBERT, AZ 85233-6766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Feb 7, 2020	Deed of Trust, Mortgage · Conventional with PMI NBKC BK
Feb 21, 2019	Warranty Deed, Transfer GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	2020128642
Prior Transfer Date	Mar 28, 1997
Prior Transfer Doc	0000216134
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 21, 2026
Property Address	411 S SURFSIDE DR, GILBERT, AZ 85233-6766
Document Number	0000307310
Instrument Date	May 16, 2026
Instrument	2026307310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	411 S SURFSIDE DR, GILBERT, AZ 85233-6766

Mortgage

Document Number	0000307310,
Date	May 21, 2026
Instrument	2026307310

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	411 S SURFSIDE DR, GILBERT, AZ 85233-6766
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S SURFSIDE DR, GILBERT, AZ 85233-6766

Mortgage

Document Number	0000269946
Date	Mar 10, 2021
Instrument	20210269946

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	411 S SURFSIDE DR, GILBERT, AZ 85233-6766
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	411 S SURFSIDE DR GILBERT AZ 852336766, GILBERT, AZ 85233-6766

Mortgage

Document Number	128643
Date	Feb 14, 2020
Instrument	128643

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 21, 2019
Property Address	411 S SURFSIDE DR, GILBERT, AZ 85233-6766
Document Number	0000119223
Instrument Date	Feb 13, 2019
Instrument	119223
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8190 WHITEHEAD PL LA MESA CA 919422323, LA MESA, CA 91942-2323

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,000 (+61.94%)	$560,000 (+3.32%) Land $112,000 Building $448,000
2025	$2,346.00 (-9.25%)	$34,580 (-40.1%)	$542,000 (-6.11%) Land $108,400 Building $433,600
2024		$57,730	$577,300 Land $115,400 Building $461,900
2023	$2,585.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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