416 S Main St, Bonham, TX 75418 Property Records

Fannin County property record for 416 S Main St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,590 sqft · built 1915
Lot Size	0.239 acres (10,402 sqft)
Owner	Individual Name on Record
Last Sale	$282,800 (Oct 2021)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1018-197-0000-05`

Property Details

APN / Parcel Number

Primary APN	`1018-197-0000-05`
Alternative APN	`83623`

Interior

Full Baths	1 Bath
Building Area	1,590 sqft Living Area
1st Floor Area	754 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	10,402 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	1018-197-0000-05
Street Address	416 S MAIN ST
City	BONHAM
State	TX
Zip	75418-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A1018 J P SIMPSON, ACRES .2388
Legal Subdivision	ERWIN DIVISION OF THE JP SIMPSON SURVEY
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1045
Census Tract	950600

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	416 S MAIN ST, BONHAM, TX 75418-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Vendor's Lien, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC
Mar 28, 2019	Vendor's Lien, Transfer · Seller Carry-Back CHARLES LOUIS NIX ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	May 21, 2019
Deed Document Number	20217445
Record Updated	Sep 20, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Oct 12, 2021
Property Address	416 S MAIN ST, BONHAM, TX 75418-4829
Document Number	2021007445
Instrument Date	Oct 12, 2021
Instrument	2021007445
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16277 STATE HIGHWAY 160, 16277, BLUE RIDGE, TX 75424-2141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S MAIN ST, BONHAM, TX 75418-4829

Mortgage

Document Number	2021007446
Date	Oct 12, 2021
Instrument	2021007446

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Mar 28, 2019
Property Address	416 S MAIN ST, BONHAM, TX 75418-4829
Document Number	2121/0007
Book / Page	2121 / 0007
Instrument Date	Mar 27, 2019
Instrument	2019-1791
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 COUNTY ROAD 4130, 1701, BONHAM, TX 75418-9030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 NEW HOPE RD E, MC KINNEY, TX 75071-3954

Mortgage

Document Number	20191792
Date	Mar 28, 2019
Instrument	2019-1792

Lender

Name	CHARLES LOUIS NIX ETUX
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	37 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,074.00 (+31.76%) Homeowner's exemption	$210,040 (-1.18%) Land $33,700 Building $176,340	$210,040 (-1.18%) Land $33,700 Building $176,340
2024	$3,092.00 (+1,344.86%)
2023		$212,550 Land $31,510 Building $181,040	$212,550 Land $31,510 Building $181,040
2018	$214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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