404 S Main St, Bonham, TX 75418 Property Records

Fannin County property record for 404 S Main St, Bonham, TX 75418

Property Summary

Property TypeResidential Vacant Land
Details1 ba · 963 sqft · built 1920
Lot Size0.193 acres (8,425 sqft)
OwnerIndividual Name on File
Tax Bill$58 (2024)
Deeds & MortgagesJul 2022 Foreclosure
Flood ZoneZone AE (high risk)
APN1018-212-0000-05

Property Details

APN / Parcel Number

Primary APN1018-212-0000-05
Alternative APN
  • 83637

Interior

Full Baths1 Bath
Building Area963 sqft
1st Floor Area963 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1920
Exterior MaterialWood
Construction TypeWood Frame
Lot Area8,425 sqft (0.193 acres)
Lot Dimensions62 ft deep x 137 ft wide
Garage TypeDetached
Garage Area200 sqft
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number1018-212-0000-05
Old Parcel Number83637
Street Address404 S MAIN ST
CityBONHAM
StateTX
Zip75418-4829
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionA1018 J P SIMPSON
Legal SubdivisionJ P SIMPSON SURV ABS 1018
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group1
Census Block1045
Census Tract950600

Owner

404 S Main St, residential vacant land, is owned by an individual who acquired it in October 2024.

Source: Fannin County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Mailing Address4525 COWAN AVE, DALLAS, TX 75209-3803
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2024
Deed SaleOct 21, 2024
Prior Transfer DateJul 15, 2022
Prior Transfer Doc2022005571
Record UpdatedJun 8, 2026

July 2022: Public Action, Foreclosure

Document TypePublic Action
JurisdictionFANNIN TX
Recording DateJul 15, 2022
Property Address404 S MAIN ST, BONHAM, TX 75418-4829
Document Number2022005571
Map ReferenceVOL 709 PG 135
Instrument DateJun 17, 2022
Instrument2022005571
Transaction TypeForeclosure
Record UpdatedNov 18, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 865, LANCASTER, TX 75146-0865

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,520 Land $2,520$2,520 Land $2,520
2024$58.00
2023$3,020 Land $2,520 Building $500$3,020 Land $2,520 Building $500
2018$329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 S Main St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on S Main St

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