416 S 12th St, Mattoon, IL 61938 Property Records

Coles County property record for 416 S 12th St, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,920 sqft · built 1993
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Nov 2021)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1-05637-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-05637-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,920 sqft Base Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	416 S 12TH ST
City	MATTOON
State	IL
Zip	61938-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVID CARPENTERS JR SUBD (BLK 5 CURYEAS ADD) BLK 2 LOT 12 SE 1/4 SEC 13 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	13
Legal Subdivision	DAVID CARPENTERS JR SUBD
Legal Block	2,5
Legal Lot Number	12
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	1
Census Block	1038
Census Tract	1100

Owner

Source: Coles County records · APN 07-1-05637-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2613 MARSHALL AVE, MATTOON, IL 61938-4905
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Deed Document Number	2021798022
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 01, 2021
Property Address	416 S 12TH ST, MATTOON, IL 61938-5306
Document Number	202100798022
Instrument Date	Oct 28, 2021
Instrument	202100798022
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 MARSHALL AVE, MATTOON, IL 61938-4905

Mortgage

Document Number	202100798023
Date	Nov 01, 2021
Instrument	202100798023

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate	3.8%

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,810.00 (+14.76%)	$48,023 (+23.42%) Land $3,757 Building $44,266	$144,069 (+23.42%) Land $11,271 Building $132,798
2023		$38,909 Land $3,044 Building $35,865	$116,727 Land $9,132 Building $107,595
2020	$3,320.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170290011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1995 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 490 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, Frontier.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MATTOON serves 19,500 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.