313 S 12th St, Mattoon, IL 61938 Property Records

Coles County property record for 313 S 12th St, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,343 sqft · built 1916
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Nov 2017)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1-04892-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-04892-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,343 sqft Base Area
1st Floor Area	1,343 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	50 ft deep x 40 ft wide

Location & Zoning

Street Address	313 S 12TH ST
City	MATTOON
State	IL
Zip	61938-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF MATTOON BLK 167, N 40 FT OF LOT 12 SW 1/4 SEC 13 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	13
Legal Subdivision	ORIGINAL TOWN OF MATTOON
Legal Block	167
Legal Lot Number	12
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	1
Census Block	1016
Census Tract	1100

Owner

313 S 12th St is owned by an individual who bought it in November 2017.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	916 S 35TH ST, MATTOON, IL 61938-4751
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit CASEY STATE BANK
Nov 1, 2017	Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Deed Document Number	2017773117
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	313 S 12TH ST, MATTOON, IL 61938-4102
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200803322
Date	Sep 21, 2022
Instrument	202200803322

Lender

Name	CASEY STATE BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 10, 2037

Interest

Rate Type	Adjustable Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Nov 1, 2017
Property Address	313 S 12TH ST, MATTOON, IL 61938-4102
Document Number	201700773117
Instrument Date	Oct 31, 2017
Instrument	201700773117
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	916 S 35TH ST, MATTOON, IL 61938-4751

Mortgage

Document Number	201700773118
Date	Nov 1, 2017
Instrument	201700773118

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 313 S 12th St was $1,349.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,349.00	$17,005 Land $1,001 Building $16,004	$51,015 Land $3,003 Building $48,012
2023		$13,778 Land $811 Building $12,967	$41,334 Land $2,433 Building $38,901
2020	$1,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 S 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 S 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Frontier, Nextlink, Watch TV.

Nearby Properties on S 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures