416 Riverside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 416 Riverside Dr NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.175 acres (7,649 sqft)
OwnerIndividual Name on File
Last Sale$199,900 (Dec 2021)
Tax Bill$2,544 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN17.00727.00

Property Details

APN / Parcel Number

Primary APN17.00727.00

Exterior

Lot Area7,649 sqft (0.175 acres)

Location & Zoning

Street Address416 RIVERSIDE DR NE
CitySAINT CLOUD
StateMN
Zip56304-0346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-006 BLOCK-004
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block4
Legal Lot Number6
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4008
Census Tract21201

Owner

416 Riverside Dr NE is owned and occupied by an individual who bought it in December 2021.

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 18, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2021 · Amount on File
Deed SaleDec 9, 2021 · Amount on File
Deed Document Number2021457309
Prior Transfer DateNov 14, 2019
Prior Transfer Doc439617
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionBENTON MN
Recording DateDec 9, 2021
Property Address416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346
Document Number0000457309
Instrument DateNov 19, 2021
Instrument457309
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$659.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346

Mortgage

Document Number0000457310
DateDec 9, 2021
Instrument457310
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENTON MN
Recording DateNov 18, 2019
Property Address416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346
Document Number439617
Instrument DateNov 14, 2019
Instrument439617
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2929 AURORA LN, SAINT CLOUD, MN 56303-1337

Tax Assessment & Valuation

The 2026 property tax bill for 416 Riverside Dr NE was $2,544 with a homeowner's exemption, up 12.1% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,544.00 (+12.07%) Homeowner's exemption$190,200 (-) Land $40,000 Building $150,200$190,200 (-) Land $40,000 Building $150,200
2025$2,270.00 Homeowner's exemption$190,200 Land $40,000 Building $150,200$190,200 Land $40,000 Building $150,200
2023$2,098.00$190,200 Land $40,000 Building $150,200$190,200 Land $40,000 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Riverside Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 Riverside Dr NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on Riverside Dr NE

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