Benton County property record for 416 Riverside Dr NE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.175 acres (7,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Dec 2021) |
| Tax Bill | $2,544 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00727.00 |
| Primary APN | 17.00727.00 |
|---|
| Lot Area | 7,649 sqft (0.175 acres) |
|---|
| Street Address | 416 RIVERSIDE DR NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-006 BLOCK-004 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD PARK |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 21201 |
416 Riverside Dr NE is owned and occupied by an individual who bought it in December 2021.
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 18, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on File |
| Deed Sale | Dec 9, 2021 · Amount on File |
| Deed Document Number | 2021457309 |
| Prior Transfer Date | Nov 14, 2019 |
| Prior Transfer Doc | 439617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Dec 9, 2021 |
| Property Address | 416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346 |
| Document Number | 0000457309 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 457309 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $659.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346 |
| Document Number | 0000457310 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 457310 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 18, 2019 |
| Property Address | 416 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346 |
| Document Number | 439617 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 439617 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2929 AURORA LN, SAINT CLOUD, MN 56303-1337 |
The 2026 property tax bill for 416 Riverside Dr NE was $2,544 with a homeowner's exemption, up 12.1% from the year before.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,544.00 (+12.07%) Homeowner's exemption | $190,200 (-) Land $40,000 Building $150,200 | $190,200 (-) Land $40,000 Building $150,200 |
| 2025 | $2,270.00 Homeowner's exemption | $190,200 Land $40,000 Building $150,200 | $190,200 Land $40,000 Building $150,200 |
| 2023 | $2,098.00 | $190,200 Land $40,000 Building $150,200 | $190,200 Land $40,000 Building $150,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Riverside Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 416 Riverside Dr NE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Intrepid Fiber Networks.
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