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406 Riverside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 406 Riverside Dr NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.175 acres (7,649 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jun 2024)
Tax Bill$3,338 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.00729.00

Property Details

APN / Parcel Number

Primary APN17.00729.00

Exterior

Lot Area7,649 sqft (0.175 acres)

Location & Zoning

Street Address406 RIVERSIDE DR NE
CitySAINT CLOUD
StateMN
Zip56304-0346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-008 BLOCK-004
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block4
Legal Lot Number8
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4008
Census Tract21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address27110 HICKORY BLVD, BONITA SPRINGS, FL 34134-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2024 · Amount on Record
Deed SaleJun 5, 2024 · Amount on Record
Prior SaleMay 3, 2021 · Amount on Record
Deed Document Number2024472026
Prior Transfer DateAug 1, 2006
Prior Transfer Doc1340503
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMay 3, 2021
Property Address406 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346
Document Number451919
Instrument DateApr 28, 2021
Instrument451919
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$704.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address406 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0346

Mortgage

Document Number451920
DateMay 3, 2021
Instrument451920
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,338.00 (+12.24%) Homeowner's exemption$237,400 (-) Land $40,000 Building $197,400$237,400 (-) Land $40,000 Building $197,400
2025$2,974.00 (+9.26%) Homeowner's exemption$237,400 (-) Land $40,000 Building $197,400$237,400 (-) Land $40,000 Building $197,400
2023$2,722.00$237,400 Land $40,000 Building $197,400$237,400 Land $40,000 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Intrepid Fiber Networks.

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