416 Olean St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 416 Olean St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,215 sqft Living Area
Lot Size	5,050 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$65,000 (2004)
Tax Bill	$4,689.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 48.58-1-15`
Alternative APN	`150004805800010150000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,215 sqft Living Area
1st Floor	810 sqft 1st Floor
Upper Floors	405 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,050 sqft (0.115 acres)
Depth X Width	101 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	429 sqft Garage
Shed	1 Shed
Porch Area	108 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	416 OLEAN ST
City	SCHENECTADY
State	NY
Zip	12306-2310
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AGED AFFIDAVIT REQUIRED 1 BRICK
Legal Subdivision	MAP OF ELECTRIC PARK
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3013
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.58-1-15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	416 OLEAN ST, SCHENECTADY, NY 12306-2310
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2004 · Amount on Record
Deed Sale	Jun 07, 2004 · Amount on Record
Prior Sale	Jul 17, 2000 · Amount on Record
Deed Book / Page	1679 / 770
Record Refreshed	Jun 08, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 24, 2021
Property Address	416 OLEAN ST, SCHENECTADY, NY 12306-2310
Document Number	0000007274
Book / Page	2052 / 885
Map Reference	CAB B-38,39
Instrument Date	Jan 26, 2021
Instrument	202107274
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	PAC ABSTRACT & TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 CURRYBUSH RD, 178, SCHENECTADY, NY 12306-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 7TH ST APT 4, 4, RENSSELAER, NY 12144-1445

Mortgage

Document Number	0000007275
Date	Feb 24, 2021
Instrument	202107275

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,689.00 (+3.37%)	$100,600 (-) Land $15,100 Building $85,500	$166,584 (+30.82%) Land $25,004 Building $141,580
2023		$100,600 (-) Land $15,100 Building $85,500	$127,342 (+3.8%) Land $19,114 Building $108,228
2022		$100,600 Land $15,100 Building $85,500	$122,683 Land $18,415 Building $104,268
2021	$4,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.