Schenectady County and Schenectady City property record for 370 Olean St, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1950 |
| Square Footage | 1,209 sqft Living Area |
| Lot Size | 6,150 sqft (0.141 acres) |
| Last Sale | $132,500 (2020) |
| Tax Bill | $4,370.00 (2025) |
| Primary APN | 421500 48.58-1-10.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,209 sqft Living Area |
| 1st Floor | 806 sqft 1st Floor |
| Upper Floors | 403 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,150 sqft (0.141 acres) |
| Depth X Width | 123 ft x 50 ft Depth x Width |
| Porch Area | 52 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 370 OLEAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2333 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 86 & P/O 87 1 WD |
| Legal Block | 1 |
| Legal Lot Number | 10.001 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.58-1-10.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SCHENECTADY ST, SCHENECTADY, NY 12307-1713 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Nov 10, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Prior Sale | Dec 16, 2013 · Amount on Record |
| Deed Doc Number | 202034995 |
| Deed Book / Page | 2045 / 402 |
| Prior Transfer Date | Aug 07, 1994 |
| Prior Transfer Doc | 1429000062 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 24, 2026 |
| Property Address | 370 OLEAN ST, SCHENECTADY, NY 12306-2333 |
| Document Number | 0000016670 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202616670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 370 OLEAN ST, SCHENECTADY, NY 12306-2333 |
| Document Number | 0000016670, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202616670 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 21, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 10, 2020 |
| Property Address | 370 OLEAN ST, SCHENECTADY, NY 12306-2333 |
| Document Number | 0000034995 |
| Book / Page | 2045 / 402 |
| Map Reference | MAP 38-39 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 202034995 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 370 OLEAN ST, 370, SCHENECTADY, NY 12306-2333 |
| Name | Verified Name |
|---|---|
| Address | 404 SCHENECTADY ST, SCHENECTADY, NY 12307-1713 |
| Document Number | 0000034996 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 202034996 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Number | 0000034997 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 5039/19 |
| Instrument | 202034997 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370.00 (+3.55%) | $92,800 (-) Land $13,900 Building $78,900 | $153,668 (+30.82%) Land $23,017 Building $130,651 |
| 2023 | $92,800 (-) Land $13,900 Building $78,900 | $117,468 (+3.8%) Land $17,595 Building $99,873 | |
| 2022 | $92,800 Land $13,900 Building $78,900 | $113,171 Land $16,951 Building $96,220 | |
| 2021 | $4,220.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 6% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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