Monmouth County and Spring Lake Borough property record for 412 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Boarding House, Apartment Hotel |
|---|---|
| Details | 6,600 sqft · built 1883 |
| Lot Size | 0.406 acres (17,698 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Dec 2000) |
| Tax Bill | $11,301 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 47-00013-0000-00006 |
| Primary APN | 47-00013-0000-00006 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 26 Rooms |
|---|---|
| Stories | 3 Stories |
| Building Area | 6,600 sqft Total Area |
| 1st Floor Area | 2,603 sqft |
| Upper Floors Area | 3,492 sqft |
| Basement Area | 1,631 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,698 sqft (0.406 acres) |
| Lot Dimensions | 295 ft deep x 60 ft wide |
| Porch | Open Porch |
| Old Parcel Number | 4700013000000001 |
|---|---|
| Street Address | 412 OCEAN RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1028 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Boarding House, Apartment Hotel |
| Local Zoning Code | R-2 |
| Legal Subdivision | ROGERS PARK |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK |
| Feb 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MANASQUAN BANK |
| Dec 14, 2020 | Grant Deed, Transfer MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC |
| Dec 26, 2019 | Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2000 · Amount on Record |
| Deed Sale | Dec 6, 2000 · Amount on Record |
| Deed Book / Page | 5996 / 825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 412 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 BAY SHORE DR, TOMS RIVER, NJ 08753-6243 |
| Document Number | 0097735519 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 9773/5519 |
| Instrument | 2026000951 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 412 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 79 BAY SHORE DR, TOMS RIVER, NJ 08753-6243 |
| Document Number | 0095797861 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 9579/7861 |
| Instrument | 2022020528 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 14, 2020 |
| Property Address | 412 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000149378 |
| Book / Page | 009464 / 006977 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 149378 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 OCEAN RD SPRING LAKE NJ 077621028, SPRING LAKE, NJ 07762-1028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 412 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000010258 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 412 OCEAN RD SPRING LAKE NJ 077621028, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000010258 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 009393/006784 |
| Instrument | 10258 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 75 CHESTNUT ST, CRANFORD, NJ 07016-2937 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 27, 2025 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,506,800 (+6.92%) Land $1,374,700 Building $1,132,100 | $2,506,800 (+6.92%) Land $1,374,700 Building $1,132,100 | |
| 2025 | $11,301.00 (+1.67%) | $2,344,600 (+22.43%) Land $1,259,700 Building $1,084,900 | $2,344,600 (+22.43%) Land $1,259,700 Building $1,084,900 |
| 2024 | $11,115.00 (+13.58%) | ||
| 2023 | $1,915,000 Land $929,200 Building $985,800 | $1,915,000 Land $929,200 Building $985,800 | |
| 2022 | $9,786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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