Kane County property record for 400 North St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,685 sqft · built 1925 |
| Lot Size | 0.144 acres (6,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Jan 2001) |
| Tax Bill | $6,299 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-177-008 |
| Primary APN | 06-13-177-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,685 sqft Living Area |
| Gross Area | 2,808 sqft |
| Basement Area | 1,123 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 6,270 sqft (0.144 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 400 NORTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B W RAYMONDS ADDN WEST 66 FT SOUTH 1/2 LOT 11 |
| Legal Subdivision | B W RAYMONDS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
400 North St is owned and occupied by an individual who acquired it in March 2013.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 NORTH ST, ELGIN, IL 60120-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2001 · Amount on File |
| Deed Sale | Jan 16, 2001 · Amount on File |
| Deed Document Number | 20014710 |
| Last Transfer Date | Mar 28, 2013 |
| Transfer Doc | 0000057362 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 400 North St was $6,299 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,299.00 Homeowner's exemption | $90,573 (+8.57%) Land $14,402 Building $76,171 | $271,828 (+8.57%) Land $43,223 Building $228,604 |
| 2024 | $83,423 Land $13,265 Building $70,158 | $250,369 Land $39,811 Building $210,558 | |
| 2022 | $5,438.00 (+4.66%) Homeowner's exemption | $68,720 (+6.96%) Land $10,927 Building $57,793 | $206,160 (+6.96%) Land $32,781 Building $173,379 |
| 2021 | $5,196.00 Homeowner's exemption | $64,248 Land $10,216 Building $54,032 | $192,744 Land $30,648 Building $162,096 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 400 North St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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