416 N Secrest Ave, Monroe, NC 28110 Property Records

Union County property record for 416 N Secrest Ave, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details1 ba · 1,008 sqft · built 1985
Lot Size0.556 acres (24,219 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Oct 2023)
Tax Bill$1,364 (2025)
Deeds & MortgagesDec 2023 Transfer
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-115-026A

Property Details

APN / Parcel Number

Primary APN09-115-026A

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,219 sqft (0.556 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address416 N SECREST AVE
CityMONROE
StateNC
Zip28110-3832
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description#19 HINSON CIRCLE PB04 PG211
Legal SubdivisionHINSON CIRCLE
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2012
Census Tract20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 N SECREST AVE, MONROE, NC 28110-3832
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Intrafamily Transfer, Transfer
Oct 31, 2023Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleMay 3, 2005 · Amount on Record
Deed Document Number202326409
Deed Book / Page8805 / 656
Last Transfer DateDec 1, 2023
Transfer Doc0008820787
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateDec 1, 2023
Property Address416 N SECREST AVE, MONROE, NC 28110-3832
Document Number0008820787
Book / Page8820 / 787
Map ReferenceMB 4 PG 211
Instrument DateDec 1, 2023
Instrument28866
Transaction TypeTransfer
Record UpdatedDec 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address416 N SECREST AVE, MONROE, NC 28110-3832

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 N SECREST AVE, MONROE, NC 28110-3832

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateOct 31, 2023
Property Address416 N SECREST AVE, MONROE, NC 28110-3832
Document Number0008805656
Book / Page8805 / 656
Map ReferenceMB 4 PG 211
Instrument DateOct 30, 2023
Instrument26409
Transaction TypeTransfer
Record UpdatedJan 9, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4120 CHESHIRE GLEN DR, MONROE, NC 28110-7619

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 N SECREST AVE, MONROE, NC 28110-3832

Mortgage

Document Number0000026410
DateOct 31, 2023
Instrument26410
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,100 (-) Land $34,600 Building $121,500$156,100 (-) Land $34,600 Building $121,500
2025$1,364.00 (+41.05%)$156,100 (+75.99%) Land $34,600 Building $121,500$156,100 (+75.99%) Land $34,600 Building $121,500
2023$967.00$88,700 Land $14,000 Building $74,700$88,700 Land $14,000 Building $74,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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