Union County property record for 415 N Secrest Ave, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1965 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210 (Jan 2022) |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Oct 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-115-033A |
| Primary APN | 09-115-033A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 10,324 sqft (0.237 acres) |
| Street Address | 415 N SECREST AVE |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | 8381-062 |
| Legal Tract | 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20601 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7308 YELLOWHORN TRL, WAXHAW, NC 28173-7465 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Subdivision Related Transfer |
| Oct 11, 2021 | Warranty Deed, Transfer · Line of Credit FINANCE OF AMERICA COMMERCIAL |
| Feb 27, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2021 · Amount on Record |
| Deed Document Number | 20222921 |
| Deed Book / Page | 8381 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 24, 2022 |
| Property Address | 415 N SECREST AVE, MONROE, NC 28110-3831 |
| Document Number | 0000838162 |
| Book / Page | 8381 / 62 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2921 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 202, MONROE, NC 28111-0202 |
| Name | Verified Name |
|---|---|
| Address | 7308 YELLOWHORN TRL, WAXHAW, NC 28173-7465 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 11, 2021 |
| Property Address | 415 N SECREST AVE, MONROE, NC 28110-3831 |
| Document Number | 8275245 |
| Book / Page | 8275 / 245 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 48491 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3305 KELLYSTONE DR, MONROE, NC 28110-6302 |
| Investor | Possibly a Property Investor |
| Document Number | 0008275248 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 8275/248 |
| Instrument | 48492 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | May 1, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 27, 2020 |
| Property Address | 415 N SECREST AVE, MONROE, NC 28110-3831 |
| Document Number | 7595764 |
| Book / Page | 007595 / 000764 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 6532 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 N SECREST AVE MONROE NC 281103831, MONROE, NC 28110-3831 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,200 (-) Land $32,000 Building $80,200 | $112,200 (-) Land $32,000 Building $80,200 | |
| 2025 | $980.00 (+58.06%) | $112,200 (+97.19%) Land $32,000 Building $80,200 | $112,200 (+97.19%) Land $32,000 Building $80,200 |
| 2023 | $620.00 | $56,900 Land $12,300 Building $44,600 | $56,900 Land $12,300 Building $44,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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