416 N Main St, Findlay, OH 45840 Property Records

Hancock County property record for 416 N Main St, Findlay, OH 45840

Property Summary

Property Type	Office Building
Details	1 bd · 1 ba · 1,920 sqft · built 1880
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on File
Last Sale	$152,500 (Mar 2025)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-131-08-015.000`

Property Details

APN / Parcel Number

Primary APN	`1010-131-08-015.000`
Alternative APN	`600000320440`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	720 sqft
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 N MAIN ST
City	FINDLAY
State	OH
Zip	45840-3542
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	VANCE WM ADD N FINDLAY LOT 1073
Legal Subdivision	VANCE WM ADD N FINDLAY
Legal Lot Number	1073
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1010
Census Tract	902

Owner

416 N Main St, a commercial property, is owned by a company that bought it in March 2025.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Company Name on File
Mailing Address	12656 CEDAR LK, VAN BUREN, OH 45889-9632
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on File
Deed Sale	Mar 5, 2025 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	20251314
Deed Book / Page	2617 / 589
Prior Transfer Date	Dec 7, 2005
Prior Transfer Doc	02283/1245
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 17, 2017
Property Address	416 N MAIN ST, FINDLAY, OH 45840-3542
Document Number	02527/1563
Book / Page	2527 / 1563
Instrument Date	Oct 16, 2017
Instrument	201700008855
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 HARRISON RD, PERRYSBURG, OH 43551-6315

Mortgage

Document Number	201700008856
Date	Oct 17, 2017
Instrument	201700008856

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 16, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 416 N Main St was $3,608, down 3.9% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,608.00 (-3.91%)	$66,640 (+3.9%) Land $19,110 Building $47,530	$190,410 Land $54,600 Building $135,810
2024	$3,755.00 (+4.31%)	$64,140 (-) Land $16,610 Building $47,530
2023	$3,600.00	$64,140 Land $16,610 Building $47,530
2022			$183,260 Land $47,450 Building $135,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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