413 N Main St, Findlay, OH 45840 Property Records

Hancock County property record for 413 N Main St, Findlay, OH 45840

Property Summary

Property Type	Commercial
Details	5,040 sqft · built 1959
Lot Size	1.37 acres (59,677 sqft)
Owner	Company Name on Record
Last Sale	$720,000 (Feb 2026)
Tax Bill	$13,008 (2025)
Deeds & Mortgages	Dec 2007 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590001020549`

Property Details

APN / Parcel Number

Primary APN	`590001020549`

Interior

Plumbing Fixtures	3 Plumbing Fixtures
Stories	8 Stories
Building Area	5,040 sqft Living Area
1st Floor Area	2,782 sqft
Upper Floors Area	4,678 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Elevator	Elevator

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1963
Exterior Material	Stucco
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 N MAIN ST
City	FINDLAY
State	OH
Zip	45840-3541
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NORTH FINDLAY ADD LOT 950-953 & 966-967 & PT LOT 968 & ALYS
Legal Subdivision	NORTH FINDLAY ADD
Legal Lot Number	966,968
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 N MAIN ST, FINDLAY, OH 45840-3541
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2007	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Feb 13, 2026	Warranty Deed, Transfer · Commercial Mortgage HANCOCK FCU
Jun 22, 2006	Warranty Deed, Transfer · Commercial Mortgage SKY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Apr 7, 1995 · Amount on Record
Deed Document Number	20261071
Deed Book / Page	2626 / 4080
Record Updated	Sep 20, 2026

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	413 N MAIN ST, FINDLAY, OH 45840-3541
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02330/2068
Date	Dec 6, 2007
Book Page	2330/2068
Instrument	200700013552

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Address	FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 29, 2022

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 13, 2026
Property Address	413 N MAIN ST, FINDLAY, OH 45840-3541
Document Number	02626/4080
Book / Page	2626 / 4080
Map Reference	VOL 1 PG 6
Instrument Date	Jan 29, 2026
Instrument	202600001071
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N MAIN ST, FINDLAY, OH 45840-3541

Mortgage

Document Number	202600001072
Date	Feb 13, 2026
Instrument	202600001072

Lender

Name	HANCOCK FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 22, 2006
Property Address	413 N MAIN ST, FINDLAY, OH 45840-3541
Document Number	02296/2475
Book / Page	2296 / 2475
Instrument Date	Jun 20, 2006
Instrument	200600007902
Transaction Type	Transfer
Record Updated	Apr 28, 2025
Title Company	HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N MAIN ST, FINDLAY, OH 45840-3541

Mortgage

Document Number	02296/2478
Date	Jun 22, 2006
Book Page	2296/2478
Instrument	200600007903

Lender

Name	SKY BANK
Type	Bank
Address	10 E MAIN ST, SALINEVILLE, OH 43945

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,008.00 (+2.58%)	$240,220 (+10.9%) Land $49,640 Building $190,580	$686,330 (+10.9%) Land $141,820 Building $544,510
2024	$12,681.00 (+4.28%)	$216,610 (-) Land $43,160 Building $173,450
2023	$12,160.00	$216,610 Land $43,160 Building $173,450
2022			$618,870 Land $123,300 Building $495,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1990–2017)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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