416 N Elm Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 416 N Elm Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,916 sqft · built 1909
Lot Size	0.124 acres (5,423 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2023)
Tax Bill	$1,167 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023N-G-002.00`

Property Details

APN / Parcel Number

Primary APN	`023N-G-002.00`
Alternative APNs	`086023N G 00200` `000012277`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	960 sqft
Upper Floors Area	956 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,423 sqft (0.124 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Terrain	Rolling
Garage Type	Detached

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	199 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Canopy	15 sqft
Utility Building	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 N ELM AVE
City	ERWIN
State	TN
Zip	37650-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W S TUCKER BLK 4 LOT PT1- 62.5X100 IRR
Legal Subdivision	W S TUCKER
Legal Block	4
Legal Lot Number	1
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3009
Census Tract	80400

Owner

416 N Elm Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Unicoi County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 N ELM AVE, ERWIN, TN 37650-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 23, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF TENNESSEE
May 29, 2019	Warranty Deed, Transfer DEBBIE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	20232351
Deed Book / Page	476 / 890
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 28, 2023
Property Address	416 N ELM AVE, ERWIN, TN 37650-1204
Document Number	0000476890
Book / Page	476 / 890
Map Reference	MB 9 PG 549
Instrument Date	Dec 28, 2023
Instrument	23002351
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 N ELM AVE, ERWIN, TN 37650-1204

Mortgage

Document Number	0023002352
Date	Dec 28, 2023
Instrument	23002352

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 23, 2019
Property Address	416 N ELM AVE, ERWIN, TN 37650-1204
Document Number	429434
Book / Page	000429 / 000434
Instrument Date	Dec 20, 2019
Instrument	2422
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 N ELM AVE ERWIN TN 376501204, ERWIN, TN 37650-1204

Mortgage

Document Number	429437
Date	Dec 23, 2019
Book Page	000429/000437
Instrument	2423

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 29, 2019
Property Address	416 N ELM AVE, ERWIN, TN 37650-1204
Document Number	422847
Book / Page	000422 / 000847
Instrument Date	May 24, 2019
Instrument	982
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	DEBBIE TITLE

Transaction

Amount	Amount on Record
Tax	$174.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	896 JUPITER RD WEAVERVILLE NC 287878505, WEAVERVILLE, NC 28787-8505

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,700 Land $2,975 Building $41,725	$178,800 Land $11,900 Building $166,900
2024	$1,167.00
2023		$44,700 (-) Land $2,975 Building $41,725
2022	$1,051.00	$44,700 Land $2,975 Building $41,725	$178,800 Land $11,900 Building $166,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 N Elm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 N Elm Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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