310 N Elm Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 310 N Elm Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,269 sqft · built 1915
Lot Size	0.263 acres (11,455 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Apr 2026)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023N-D-002.00`

Property Details

APN / Parcel Number

Primary APN	`023N-D-002.00`
Alternative APNs	`086023N D 00200` `000012266`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,269 sqft Living Area
1st Floor Area	1,441 sqft
Upper Floors Area	828 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,455 sqft (0.263 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	200 sqft
Patio Area	336 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	310 N ELM AVE
City	ERWIN
State	TN
Zip	37650-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TUCKER BLK 2 LOT PT 1 75X147
Legal Subdivision	TUCKER
Legal Block	2
Legal Lot Number	1
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3011
Census Tract	80400

Owner

Source: Unicoi County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 N ELM AVE, ERWIN, TN 37650-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 2, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 27, 2020	Deed of Trust, Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Jan 3, 2000 · Amount on Record
Deed Document Number	2026676
Deed Book / Page	502 / 308
Prior Transfer Date	May 23, 2025
Prior Transfer Doc	0000001171
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 2, 2026
Property Address	310 N ELM AVE, ERWIN, TN 37650-1202
Document Number	0000502308
Book / Page	502 / 308
Instrument Date	Mar 25, 2026
Instrument	2026676
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,362.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	310 N ELM AVE, ERWIN, TN 37650-1202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000677,
Date	Apr 2, 2026
Instrument	2026677

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.12%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 2, 2026
Property Address	310 N ELM AVE, ERWIN, TN 37650-1202
Document Number	0000000676
Book / Page	502 / 308
Instrument Date	Mar 25, 2026
Instrument	2026676
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,362.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	310 N ELM AVE, ERWIN, TN 37650-1202

Mortgage

Document Number	0000000677,
Date	Apr 2, 2026
Instrument	2026677

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	310 N ELM AVE, ERWIN, TN 37650-1202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	431922
Date	Mar 27, 2020
Book Page	431/922
Instrument	20000583

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00	$48,150 (-) Land $4,650 Building $43,500	$192,600 (-) Land $18,600 Building $174,000
2023		$48,150 Land $4,650 Building $43,500
2022			$192,600 Land $18,600 Building $174,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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