St. Clair County property record for 416 N Cedar St, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 864 sqft · built 1951 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,000 (Aug 2017) |
| Tax Bill | $3,290 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Aug 2017 Sale |
| APN | 04-30-0-217-031 |
| Primary APN | 04-30-0-217-031 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|
| Street Address | 416 N CEDAR ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMILEYS ADD LOT/SEC-45 10FT STRIP S & ADJ TO LOT 45 DOC A02548289 |
| Legal Subdivision | SMILEYS ADD |
| Legal Block | 217 |
| Legal Lot Number | 45 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 504354 |
416 N Cedar St is owned by two individuals who bought it in August 2017.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 FERN GLEN PRESERVE, O FALLON, IL 62269-3225 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON |
| Aug 17, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2017 · Amount on File |
| Deed Sale | Aug 17, 2017 · Amount on File |
| Prior Sale | Jun 2, 2009 · Amount on File |
| Deed Document Number | 20172548289 |
| Prior Transfer Date | Jan 21, 2005 |
| Prior Transfer Doc | 04134/1008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 416 N CEDAR ST, O FALLON, IL 62269-1110 |
| Document Number | 00A2552053 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | BENEDICT TITLE |
| Name | Verified Name |
|---|---|
| Address | 110 FERN GLEN PRESERVE O FALLON IL 622693225, O FALLON, IL 62269-3225 |
| Document Number | 00A2552053 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2552053 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 18, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 17, 2017 |
| Property Address | 416 N CEDAR ST, O FALLON, IL 62269-1110 |
| Document Number | 00A2548289 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 2548289 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $169.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 FERN GLEN PRESERVE O FALLON IL 622693225, O FALLON, IL 62269-3225 |
The 2025 property tax bill for 416 N Cedar St was $3,290, up 8.4% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,290.00 (+8.4%) | $45,650 (+9.62%) Land $6,093 Building $39,557 | $136,950 (+9.62%) Land $18,279 Building $118,671 |
| 2024 | $3,035.00 | $41,644 Land $5,558 Building $36,086 | $124,932 Land $16,674 Building $108,258 |
| 2022 | $33,981 Land $4,535 Building $29,446 | $101,943 Land $13,605 Building $88,338 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 416 N Cedar St; there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 N Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Verizon.
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