318 N Cedar St, O Fallon, IL 62269 Property Records

St. Clair County property record for 318 N Cedar St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 733 sqft · built 1917
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$87,000 (Mar 2024)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Mar 2024 Sale Feb 2024 Sale & Mortgage
APN	`04-30-0-217-009`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-217-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	733 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Porch	Slab
Porch Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	318 N CEDAR ST
City	O FALLON
State	IL
Zip	62269-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON TWP SEC 30 LOT/SEC-30-SUBL/TWP-2N-BLK/RG-7W PT LT 12A PT NE A02808593 EXC PT DESC IN A02434786 EXC PT IN BK 1303 PG 4
Legal Range	07W
Legal Township	02N
Legal Section	30
Legal Subdivision	OFALLON TWP SEC 30
Legal Block	217
Legal Lot Number	12A
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1016
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	800 S LINCOLN AVE, O FALLON, IL 62269-2676
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
Feb 27, 2024	Warranty Deed, Transfer · Commercial Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Document Number	20242808593
Prior Transfer Date	Sep 16, 2014
Prior Transfer Doc	0002434786
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 26, 2024
Property Address	318 N CEDAR ST, O FALLON, IL 62269-1108
Document Number	0A02808593
Instrument Date	Mar 20, 2024
Instrument	A02808593
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 S LINCOLN AVE, O FALLON, IL 62269-2676

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 27, 2024
Property Address	318 N CEDAR ST, O FALLON, IL 62269-1108
Document Number	0A02806263
Map Reference	PG 22
Instrument Date	Feb 22, 2024
Instrument	A02806263
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7416 TIMBERPOINT CT, FAIRVIEW HEIGHTS, IL 62208-4518

Mortgage

Document Number	0A02806264
Date	Feb 27, 2024
Instrument	A02806264

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 22, 2027

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,346.00 (+46.43%) Homeowner's exemption Senior Citizen's exemption	$46,424 (+9.62%) Land $5,511 Building $40,913	$139,272 (+9.62%) Land $16,533 Building $122,739
2024	$2,285.00	$42,350 (+22.55%) Land $5,027 Building $37,323	$127,050 (+22.55%) Land $15,081 Building $111,969
2022		$34,557 Land $4,102 Building $30,455	$103,671 Land $12,306 Building $91,365

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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