416 Minneapolis Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 416 Minneapolis Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 881 sqft · built 1912
Lot Size	0.144 acres (6,294 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Oct 2019)
Tax Bill	$1,626 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4690-00440`

Property Details

APN / Parcel Number

Primary APN	`010-4690-00440`
Alternative APN	`1096069`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	881 sqft Gross Area
1st Floor Area	738 sqft
Basement Area	280 sqft
Finished Basement	220 sqft
Unfinished Basement	60 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,294 sqft (0.144 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	60 sqft
Deck Area	228 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1096069
Street Address	416 MINNEAPOLIS AVE
City	DULUTH
State	MN
Zip	55803-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 BLOCK:003 SERIAL #
Legal Subdivision	WOODLAND PARK SEVENTH DIVISION
Legal Block	3
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1008
Census Tract	100

Owner

416 Minneapolis Ave is owned by a company that bought it in October 2019 and is owner-occupied.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	416 MINNEAPOLIS AVE, DULUTH, MN 55803-2025
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER MN HSNG FND
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Oct 23, 2019	Warranty Deed, Construction Loan · Line of Credit NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Jun 23, 2006 · Amount on File
Deed Document Number	20191016565
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 MINNEAPOLIS AVE, DULUTH, MN 55803-2025
Document Number	00T1027168
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MINNEAPOLIS AVE DULUTH MN 558032025, DULUTH, MN 55803-2025

Mortgage

Document Number	00T1027168
Date	Aug 10, 2020
Instrument	T1027168

Lender

Name	GREATER MN HSNG FND
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 MINNEAPOLIS AVE, DULUTH, MN 55803-2025
Document Number	00T1027164
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MINNEAPOLIS AVE DULUTH MN 558032025, DULUTH, MN 55803-2025

Mortgage

Document Number	00T1027164
Date	Aug 10, 2020
Instrument	T1027164

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 MINNEAPOLIS AVE, DULUTH, MN 55803-2025
Document Number	00T1027166
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MINNEAPOLIS AVE DULUTH MN 558032025, DULUTH, MN 55803-2025

Mortgage

Document Number	00T1027166
Date	Aug 10, 2020
Instrument	T1027166

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 23, 2019
Property Address	416 MINNEAPOLIS AVE, DULUTH, MN 55803-2025
Document Number	00T1016565
Instrument Date	Oct 11, 2019
Instrument	T1016565
Transaction Type	Construction Loan
Record Updated	Dec 17, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 E 4TH ST DULUTH MN 558053895, DULUTH, MN 55805-3895

Mortgage

Document Number	T1016566
Date	Oct 23, 2019
Instrument	T1016566

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 22, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 416 Minneapolis Ave was $1,626 with a homeowner's exemption, up 0.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,626.00 (+0.87%) Homeowner's exemption
2025	$1,612.00 (-27.32%) Homeowner's exemption	$200,500 (+7.1%) Land $26,700 Building $173,800	$200,500 (+7.1%) Land $26,700 Building $173,800
2024	$2,218.00	$187,200 Land $27,900 Building $159,300	$187,200 Land $27,900 Building $159,300
2022		$162,500 Land $32,500 Building $130,000	$162,500 Land $32,500 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Minneapolis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Minneapolis Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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