415 Minneapolis Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 415 Minneapolis Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,190 sqft · built 1922
Lot Size	0.162 acres (7,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,500 (Aug 2025)
Tax Bill	$3,124 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4690-00250`

Property Details

APN / Parcel Number

Primary APN	`010-4690-00250`
Alternative APNs	`1053466` `1151373` `1187049`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,190 sqft Gross Area
1st Floor Area	722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1933
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,093 sqft (0.162 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	160 sqft
Deck Area	90 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1187049
Street Address	415 MINNEAPOLIS AVE
City	DULUTH
State	MN
Zip	55803-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:002 SERIAL #
Legal Subdivision	WOODLAND PARK SEVENTH DIVISION
Legal Block	2
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1007
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 MINNEAPOLIS AVE, DULUTH, MN 55803-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Jun 29, 2018	Warranty Deed, Transfer · Conventional with PMI TRUSTONE FIN'L FCU
Aug 22, 2017	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20251093570
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	000T941039
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2023
Property Address	415 MINNEAPOLIS AVE, DULUTH, MN 55803-2026
Document Number	0001070165
Instrument Date	Jun 23, 2023
Instrument	1070165
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 MINNEAPOLIS AVE, DULUTH, MN 55803-2026

Mortgage

Document Number	0001070166
Date	Jul 17, 2023
Instrument	1070166

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	415 MINNEAPOLIS AVE, DULUTH, MN 55803-2026
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001053075
Date	Feb 4, 2022
Instrument	1053075

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 29, 2018
Property Address	415 MINNEAPOLIS AVE, DULUTH, MN 55803-2026
Document Number	000T999681
Instrument Date	Jun 22, 2018
Instrument	T999681
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 MINNEAPOLIS AVE DULUTH MN 558032026, DULUTH, MN 55803-2026

Mortgage

Document Number	T999682
Date	Jun 29, 2018
Instrument	T999682

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 22, 2017
Property Address	415 MINNEAPOLIS AVE, DULUTH, MN 55803-2026
Document Number	000T988916
Instrument Date	Aug 15, 2017
Instrument	T988916
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$547.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 MINNEAPOLIS AVE DULUTH MN 558032026, DULUTH, MN 55803-2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,124.00 (+9.92%) Homeowner's exemption
2025	$2,842.00 (+1.36%) Homeowner's exemption	$263,700 (+14.95%) Land $29,800 Building $233,900	$263,700 (+14.95%) Land $29,800 Building $233,900
2024	$2,804.00 (-6.03%)	$229,400 (+15.8%) Land $31,200 Building $198,200	$229,400 (+15.8%) Land $31,200 Building $198,200
2023	$2,984.00
2022		$198,100 (+20.5%) Land $36,300 Building $161,800	$198,100 (+20.5%) Land $36,300 Building $161,800
2021		$164,400 Land $30,100 Building $134,300	$164,400 Land $30,100 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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