416 Minerva St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 416 Minerva St, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,492 sqft · built 1880
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$1,933 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN30006260112000

Property Details

APN / Parcel Number

Primary APN30006260112000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,492 sqft Living Area
1st Floor Area1,108 sqft
Basement Area384 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialWood Siding
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions127 ft deep x 72 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address416 MINERVA ST
CityEATON RAPIDS
StateMI
Zip48827-1052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTRD
Legal DescriptionS 72 FEET OF LOT 12. & S 72 FEET OF W 3 1/2 RODS OF LOT 11. BLOCK 1 LEISENRING'S ADDITION CITY OF EATON RAPIDS
Legal SubdivisionLEISENRINGS ADD
Legal Block1
Legal Lot Number11-12
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group1
Census Block1020
Census Tract21301

Owner

416 Minerva St is owned and occupied by an individual.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address416 MINERVA ST, EATON RAPIDS, MI 48827-1052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address416 MINERVA ST, EATON RAPIDS, MI 48827-1052
Transaction TypeMortgage
Record UpdatedNov 9, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 MINERVA ST, EATON RAPIDS, MI 48827-1052

Mortgage

Document Number003027/176
DateOct 31, 2022
Book Page3027/176
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term217 Months
DueNov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 416 Minerva St was $1,933 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityEaton Rapids City
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,300$141,603 Land $27,493 Building $114,110
2025$1,933.00
2023$59,600$119,200
2022$1,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Minerva St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Minerva St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EATON RAPIDS
serves 5,340 people · EPA ID MI0002020
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2025)
action level 15 ppb
Copper1.46 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

Nearby Properties on Minerva St

Nearby Streets

Search Property Records by Address or Parcel Number