Eaton County property record for 409 Minerva St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,226 sqft · built 1870 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2025) |
| Tax Bill | $1,789 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2023 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30007160107000 |
| Primary APN | 30007160107000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 767 sqft |
| Unfinished Basement | 767 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 123 ft deep x 74.2 ft wide |
| Garage Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 MINERVA ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | N 1/2 OF LOTS 7 & 8 EXCEPT THAT PART OF LOT 7 DEDICATED FOR MINERVA ST. BLOCK 1. NORTH ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | NORTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7-8 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21301 |
409 Minerva St is owned and occupied by an individual who bought it in April 2025.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 STATE ST, EATON RAPIDS, MI 48827-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 24, 2023 | Sheriff's Deed, Foreclosure |
| Nov 5, 2019 | Deed of Trust, Mortgage MHA NONPROFIT HOUSING CORP |
| Jul 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jul 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on File |
| Deed Sale | Apr 8, 2025 · Amount on File |
| Prior Sale | Feb 7, 2025 · Amount on File |
| Deed Book / Page | 3133 / 250 |
| Prior Transfer Date | Jan 12, 2023 |
| Prior Transfer Doc | 03036/1067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 409 MINERVA ST, EATON RAPIDS, MI 48827-1051 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 409 MINERVA ST, EATON RAPIDS, MI 48827-1051 |
| Document Number | 003048/162 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 3048/162 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | May 1, 2062 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jan 24, 2023 |
| Property Address | 409 MINERVA ST, EATON RAPIDS, MI 48827-1051 |
| Document Number | 03036/1067 |
| Book / Page | 3036 / 1067 |
| Map Reference | LB 1 PG 78A |
| Instrument Date | Jan 12, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 MINERVA ST, EATON RAPIDS, MI 48827-1051 |
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 409 MINERVA ST, EATON RAPIDS, MI 48827-1051 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02812/0587 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 2812/0587 |
| Name | MHA NONPROFIT HOUSING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 24, 2018 |
| Property Address | 409 MINERVA ST, EATON RAPIDS, MI 48827-1051 |
| Document Number | 02745/0013 |
| Book / Page | 2745 / 0013 |
| Map Reference | LB1 PG78A |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $911.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11636 COLUMBIA HWY, 11636, EATON RAPIDS, MI 48827-9278 |
| Name | Verified Name |
|---|---|
| Address | 2188 MCCONNELL HWY, CHARLOTTE, MI 48813-9721 |
| Document Number | 0000274515 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2745/15 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 25, 2018 |
| Property Address | 409 MINERVA ST, EATON RAPIDS, MI 48827-1051 |
| Document Number | 02745/0013 |
| Book / Page | 2745 / 0013 |
| Map Reference | LB1 PG78A |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $911.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11636 COLUMBIA HWY, 11636, EATON RAPIDS, MI 48827-9278 |
| Name | Verified Name |
|---|---|
| Address | 2188 MCCONNELL HWY, CHARLOTTE, MI 48813-9721 |
| Document Number | 0000274515 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2745/15 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 409 Minerva St was $1,789 with a homeowner's exemption.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,100 | $127,508 Land $27,996 Building $99,512 | |
| 2025 | $1,789.00 | ||
| 2023 | $52,300 | $104,600 | |
| 2022 | $1,733.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Minerva St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Minerva St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures