416 Lotus Path, Clearwater, FL 33756 Property Records

Pinellas County property record for 416 Lotus Path, Clearwater, FL 33756

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,956 sqft · built 1974
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on File
Last Sale	$156,300 (Sep 2013)
Tax Bill	$8,770 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-7864-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-7864-2`
Alternative APNs	`16-29-15-36270-000-1130` `291516362700001130` `152916362700001130` `R171284`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,956 sqft Living Area
Gross Area	4,529 sqft
1st Floor Area	2,680 sqft
Upper Floors Area	1,276 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	342 sqft
Patio Area	238 sqft
Gazebo	440 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R171284
Street Address	416 LOTUS PATH
City	CLEARWATER
State	FL
Zip	33756-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR OAKS W 35FT OF LOT 113 & E 65FT OF LOT 115
Legal Range	15E
Legal Township	29S
Legal Section	16
Legal Subdivision	HARBOR OAKS
Legal Tract	36270
Legal Lot Number	113
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1020
Census Tract	25902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harbor Oaks Residential District listed 1988 · 87 contributing resources · NRIS 87002133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

416 Lotus Path is owned and occupied by two individuals who bought it in September 2013.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage VALLEY NATIONAL BANK NA
Oct 14, 2020	Deed of Trust, Mortgage VALLEY NATIONAL BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Mar 11, 2021	Deed of Trust, Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2013 · Amount on File
Deed Sale	Sep 17, 2013 · Amount on File
Prior Sale	Mar 17, 2011 · Amount on File
Deed Document Number	2013303020
Deed Book / Page	18162 / 281
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	GULFATLANTIC TITLE AND APPRAISAL, GULFATLANTIC TTL & APPRAISAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832

Mortgage

Document Number	0233191907
Date	Oct 8, 2025
Book Page	23319/1907
Instrument	2025286397

Lender

Name	VALLEY NATIONAL BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount on Record
Term	239 Months
Due	Sep 25, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832

Mortgage

Document Number	0212082149
Date	Oct 14, 2020
Book Page	21208/2149
Instrument	2020307615

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 5, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832

Mortgage

Document Number	0212082139
Date	Oct 14, 2020
Book Page	21208/2139
Instrument	2020307614

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LOTUS PATH, CLEARWATER, FL 33756-3832

Mortgage

Document Number	0214300194
Date	Mar 11, 2021
Book Page	21430/194
Instrument	2021079802

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount on Record
Term	362 Months
Due	May 14, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 416 Lotus Path was $8,770 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,770.00 Homeowner's exemption	$495,580	$1,202,097 Land $459,712 Building $742,385
2023	$8,182.00 (+2.69%) Homeowner's exemption	$466,806 (+3%)	$1,229,843 (+24.11%) Land $588,696 Building $641,147
2022	$7,968.00 Homeowner's exemption	$453,210	$990,946 Land $528,852 Building $462,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Lotus Path in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 units insured incl. 29 condo units
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Lotus Path has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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