409 Lotus Path, Clearwater, FL 33756 Property Records

Pinellas County property record for 409 Lotus Path, Clearwater, FL 33756

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 4,124 sqft · built 1959
Lot Size	0.456 acres (19,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2020)
Tax Bill	$11,162 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-7867-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-7867-5`
Alternative APNs	`16-29-15-36270-000-1200` `291516362700001200` `152916362700001200` `R171288`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	4,124 sqft Living Area
Gross Area	5,451 sqft
1st Floor Area	4,124 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick/Masonry
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	19,850 sqft (0.456 acres)
Lot Dimensions	124 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	654 sqft
Deck Area	925 sqft
Patio Area	925 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R171288
Street Address	409 LOTUS PATH
City	CLEARWATER
State	FL
Zip	33756-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR OAKS E 55FT OF LOT 120 & 118 & W 35FT OF LOT 116
Legal Range	15E
Legal Township	29S
Legal Section	16
Legal Subdivision	HARBOR OAKS
Legal Tract	36270
Legal Lot Number	120
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1019
Census Tract	25902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harbor Oaks Residential District listed 1988 · 87 contributing resources · NRIS 87002133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pinellas County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 5, 2020	Affidavit of Death, Transfer SUNSET TITLE SERVICES, SUNSET TITLE SVCS
May 5, 2020	Grant Deed, Transfer · Conventional with PMI I3 LNDG
Jun 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Deed Document Number	2020143447
Deed Book / Page	20990 / 1129
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0205890445
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831

Mortgage

Document Number	0222521081
Date	Nov 3, 2022
Book Page	22252/1081
Instrument	2022320119

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831

Mortgage

Document Number	0215130247
Date	Apr 30, 2021
Book Page	21513/247
Instrument	2021143168

Lender

Name	WHITNEY BANK
Type	Bank
Address	CLEARWATER, FL 33761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831

Mortgage

Document Number	0214150134
Date	Mar 3, 2021
Book Page	21415/134
Instrument	2021068565

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PINELLAS FL
Recording Date	May 5, 2020
Property Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831
Document Number	0209901128
Book / Page	020990 / 001128
Instrument Date	Apr 21, 2020
Instrument	143446
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	SUNSET TITLE SERVICES, SUNSET TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOTUS PATH CLEARWATER FL 337563831, CLEARWATER, FL 33756-3831

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	May 5, 2020
Property Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831
Document Number	0209901129
Book / Page	020990 / 001129
Instrument Date	Mar 31, 2020
Instrument	143447
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	FLORIDA INTRASTATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 LOTUS PATH CLEARWATER FL 337563831, CLEARWATER, FL 33756-3831

Mortgage

Document Number	209901131
Date	May 5, 2020
Book Page	020990/001131
Instrument	143448

Lender

Name	I3 LNDG
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 24, 2019
Property Address	409 LOTUS PATH, CLEARWATER, FL 33756-3831
Document Number	0205890445
Book / Page	020589 / 000445
Instrument Date	Jun 24, 2019
Instrument	199841
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 LOTUS PATH CLEARWATER FL 337563831, CLEARWATER, FL 33756-3831

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,162.00 (+5.31%) Homeowner's exemption	$619,185 (+5.99%)	$926,556 (-6.65%) Land $521,490 Building $405,066
2024	$10,599.00 (+1.47%)
2023	$10,445.00 (+2.62%) Homeowner's exemption	$584,209 (+3%)	$992,605 (+26.42%) Land $647,646 Building $344,959
2022	$10,178.00 Homeowner's exemption	$567,193	$785,174 Land $528,192 Building $256,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 units insured incl. 29 condo units
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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