Franklin County property record for 416 Lighthouse Ct, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,054 sqft · built 2005 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,923 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-5-22.0-0-018-001.190 |
| Primary APN | 18-5-22.0-0-018-001.190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 39,204 sqft (0.9 acres) |
| Street Address | 416 LIGHTHOUSE CT |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOT:141 BRIDGEWATER ESTATES PH3 |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 22 |
| Legal Subdivision | BRIDGEWATER ESTATES |
| Legal Block | 18 |
| Legal Lot Number | 141 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 800103 |
416 Lighthouse Ct is owned and occupied by two individuals who acquired it in February 2020.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 LIGHTHOUSE CT, VILLA RIDGE, MO 63089-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Feb 10, 2020 | Quit Claim Deed, Transfer PARAMOUNT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2010 |
| Deed Sale | Mar 29, 2010 |
| Prior Sale | Aug 26, 2010 |
| Deed Document Number | 0000004591 |
| Last Transfer Date | Feb 10, 2020 |
| Transfer Doc | 0000001968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 416 LIGHTHOUSE CT, VILLA RIDGE, MO 63089-2054 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002108079 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2108079 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 10, 2020 |
| Property Address | 416 LIGHTHOUSE CT, VILLA RIDGE, MO 63089-2054 |
| Document Number | 0000001968 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 1968 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 416 LIGHTHOUSE CT VILLA RIDGE MO 630892054, VILLA RIDGE, MO 63089-2054 |
| Document Number | 1969 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 1969 |
| Name | PARAMOUNT BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 9, 2050 |
The 2025 property tax bill for 416 Lighthouse Ct was $3,923.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,923.00 | $65,282 | $343,590 Land $60,000 Building $283,590 |
| 2023 | $3,625.00 (-6.76%) | $51,072 | $268,800 Land $40,000 Building $228,800 |
| 2022 | $3,888.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Lighthouse Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Lighthouse Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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