Franklin County property record for 403 Lighthouse Ct, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,887 sqft · built 2003 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,137 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-6-23.0-0-021-085.490 |
| Primary APN | 18-6-23.0-0-021-085.490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 52,272 sqft (1.2 acres) |
| Deck Area | 120 sqft |
| Patio Area | 428 sqft |
| Street Address | 403 LIGHTHOUSE CT |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOT:138 BRIDGEWATER ESTATES P3 |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 22 |
| Legal Subdivision | BRIDGEWATER ESTATES |
| Legal Block | 21 |
| Legal Lot Number | 138 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 800103 |
403 Lighthouse Ct is owned and occupied by an individual who acquired it in June 2025.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 403 LIGHTHOUSE CT, VILLA RIDGE, MO 63089-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2025 |
| Deed Sale | Jun 5, 2025 |
| Prior Sale | May 12, 2025 · Amount on File |
| Deed Document Number | 2506685 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 403 Lighthouse Ct was $4,137.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,137.00 | $53,673 | $282,490 Land $60,000 Building $222,490 |
| 2023 | $2,981.00 (+0.17%) | $42,001 | $221,060 Land $40,000 Building $181,060 |
| 2022 | $2,976.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Lighthouse Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Lighthouse Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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