416 Lake Morraine Loop, Laredo, TX 78041 Property Records

Webb County property record for 416 Lake Morraine Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,258 sqft · built 2014
Lot Size	0.246 acres (10,709 sqft)
Owner	Individual Name on Record
Last Sale	$357,400 (Aug 2014)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-10018-370`

Property Details

APN / Parcel Number

Primary APN	`991-10018-370`
Alternative APN	`318527`

Interior

Stories	1 Story
Building Area	2,258 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	2,258 sqft
Utility Area	44 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	10,709 sqft (0.246 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Pool Area	324 sqft
Porch	Open Porch
Porch Area	466 sqft

Location & Zoning

Street Address	416 LAKE MORRAINE LOOP
City	LAREDO
State	TX
Zip	78041-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 18, LOT 37, PHASE 12
Legal Subdivision	LAKESIDE
Legal Phase	12
Legal Block	18
Legal Lot Number	37
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

Source: Webb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit HEB FCU
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	20141210312
Deed Book / Page	3664 / 868
Prior Transfer Date	Apr 8, 2014
Prior Transfer Doc	003601/663
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	416 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005537/35
Date	Sep 26, 2023
Book Page	5537/35
Instrument	1511437

Lender

Name	HEB FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	416 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005122/779
Date	Sep 30, 2021
Book Page	5122/779
Instrument	1443945

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Nov 1, 2044

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,555 (+3.06%) Land $179,275 Building $257,280	$436,555 (+3.06%) Land $179,275 Building $257,280
2025	$2,143.00 (-18.83%) Homeowner's exemption	$423,612 (+8.99%) Land $179,275 Building $244,337	$423,612 (+8.99%) Land $179,275 Building $244,337
2024	$2,640.00 (+13.6%)
2023		$388,665 Land $133,975 Building $254,690	$388,665 Land $133,975 Building $254,690
2022	$2,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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