416 Lacy Rd, Independence, MO 64050 Property Records

Jackson County property record for 416 Lacy Rd, Independence, MO 64050

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,501 sqft · built 1979
Lot Size0.397 acres (17,281 sqft)
OwnerIndividual Name on File
Tax Bill$2,451 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN15-740-06-14

Property Details

APN / Parcel Number

Primary APN15-740-06-14
Alternative APNs
  • 15-740-06-14-00-0-00-000
  • 15740061400000001
  • 732126

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,501 sqft Living Area
1st Floor Area1,430 sqft
Basement Area1,456 sqft
Finished Basement364 sqft
Unfinished Basement1,092 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area17,281 sqft (0.397 acres)
Lot Dimensions140 ft deep x 120 ft wide
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area33 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number732126
Street Address416 LACY RD
CityINDEPENDENCE
StateMO
Zip64050-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROAD ACRES ANNEX PT OF LOT 26 DAF: BEG 395.5 S & 25 W OF NE COR OF S 1/2 OF SE 1/4 TH S 120 TH W 140.2 TH N 120 TH E 140.2 TO POB
Legal SubdivisionBROAD ACRES ANNEX
Legal Block1
Legal Lot Number26
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1014
Census Tract11410

Owner

416 Lacy Rd is owned and occupied by an individual who acquired it in January 2018.

Source: Jackson County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address416 LACY RD, INDEPENDENCE, MO 64050-2224
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2017
Deed SaleOct 23, 2017
Prior SaleJul 14, 2006 · Amount on File
Deed Document Number2017E95962
Last Transfer DateJan 5, 2018
Transfer Doc0000002673
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address416 LACY RD, INDEPENDENCE, MO 64050-2224
Document Number000E104366
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 LACY RD INDEPENDENCE MO 640502224, INDEPENDENCE, MO 64050-2224

Mortgage

Document Number000E104366
DateDec 18, 2019
Instrument104366E
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount on Record
Term240 Months
DueDec 17, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 416 Lacy Rd was $2,451, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,660 (-) Land $4,064 Building $36,596$214,000 (-)
2025$2,451.00 (+0.08%)$40,660 Land $4,064 Building $36,596$214,000
2024$2,449.00 (+2.34%)
2023$2,393.00$35,357 Land $3,631 Building $31,726$186,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Lacy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Lacy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Lacy Rd

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