406 Lacy Rd, Independence, MO 64050 Property Records

Jackson County property record for 406 Lacy Rd, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1965
Lot Size	0.26 acres (11,309 sqft)
Owner	Individual Name on Record
Last Sale	$80,800 (Jul 2021)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-740-06-17`

Property Details

APN / Parcel Number

Primary APN	`15-740-06-17`
Alternative APNs	`15-740-06-17-00-0-00-000` `15740061700000001` `732129`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	840 sqft
Basement Area	1,152 sqft
Flooring	Carpet

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,309 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	732129
Street Address	406 LACY RD
City	INDEPENDENCE
State	MO
Zip	64050-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADACRES ANNEX PT OF LOT 26 DAF: BEG AT A PT 120.8 S & 25 W OF NE COR OF OF S 1/2 OF SE 1/4 OF SEC-36 TWP-50 RNG-32 SD LACY PT BEING ON W ROW OF LACY ST TH S 80 TH W 140.2 TH
Legal Subdivision	BROAD ACRES ANNEX
Legal Block	1
Legal Lot Number	26
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1014
Census Tract	11410

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 LACY RD, INDEPENDENCE, MO 64050-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 13, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Jan 11, 2013
Deed Document Number	202173652
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	00E0073652
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jul 7, 2021
Property Address	406 LACY RD, INDEPENDENCE, MO 64050-2224
Document Number	00E0073652
Instrument Date	Jun 22, 2021
Instrument	2021E0073652
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 LACY RD, 406, INDEPENDENCE, MO 64050-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 LACY RD, INDEPENDENCE, MO 64050-2224

Mortgage

Document Number	00E0073653
Date	Jul 7, 2021
Instrument	2021E0073653

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 13, 2018
Property Address	406 LACY RD, INDEPENDENCE, MO 64050-2224
Document Number	0000E61156
Instrument Date	Jul 9, 2018
Instrument	61156E
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 LACY RD INDEPENDENCE MO 640502224, INDEPENDENCE, MO 64050-2224

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,389 (-) Land $3,553 Building $23,836	$144,150 (-)
2025	$1,957.00 (+14.31%)	$27,389 (+10.82%) Land $3,553 Building $23,836	$144,150 (+10.82%)
2024	$1,712.00 (+2.33%)
2023	$1,673.00	$24,715 Land $4,324 Building $20,391	$130,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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