Gloucester County and Woodbury City property record for 416 Hemlock Ter, Deptford, NJ 08096
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft · built 1950 |
| Lot Size | 0.161 acres (7,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (May 2015) |
| Tax Bill | $6,485 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00152-01-00007 |
| Primary APN | 22-00152-01-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 7,022 sqft (0.161 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2200152A00007 |
|---|---|
| Street Address | 416 HEMLOCK TER |
| City | WOODBURY |
| State | NJ |
| Zip | 08096-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PA |
| Legal Block | 152.1 |
| Legal Lot Number | 7 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | WOODBURY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 501002 |
416 Hemlock Ter is owned and occupied by an individual who bought it in May 2015.
Source: Gloucester County and Woodbury City records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 HEMLOCK TER, WOODBURY, NJ 08096-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 15, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2015 · Amount on File |
| Deed Sale | May 7, 2015 · Amount on File |
| Deed Document Number | 201516204 |
| Deed Book / Page | 5315 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 416 HEMLOCK TER, DEPTFORD, NJ 08096-2814 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 416 HEMLOCK TER, WOODBURY, NJ 08096-2814 |
| Document Number | 0000009603 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 17485/267 |
| Instrument | 9603 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 416 HEMLOCK TER, DEPTFORD, NJ 08096-2814 |
| Document Number | 0000016942 |
| Instrument Date | Mar 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 416 HEMLOCK TER WOODBURY NJ 080962814, WOODBURY, NJ 08096-2814 |
| Document Number | 0000016942 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 015435/000329 |
| Instrument | 16942 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 416 HEMLOCK TER, DEPTFORD, NJ 08096-2814 |
| Document Number | 0000017843 |
| Instrument Date | Mar 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 416 HEMLOCK TER WOODBURY NJ 080962814, WOODBURY, NJ 08096-2814 |
| Document Number | 0000017843 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 015441/000242 |
| Instrument | 17843 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2048 |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 416 Hemlock Ter was $6,485, up 1.1% from the year before.
Source: Gloucester County and Woodbury City assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Woodbury City |
| Unified School District | Woodbury City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,300 (-) Land $43,100 Building $90,200 | $133,300 (-) Land $43,100 Building $90,200 | |
| 2025 | $6,485.00 (+1.12%) | $133,300 Land $43,100 Building $90,200 | $133,300 Land $43,100 Building $90,200 |
| 2024 | $6,413.00 | ||
| 2023 | $133,300 Land $43,100 Building $90,200 | $133,300 Land $43,100 Building $90,200 | |
| 2022 | $6,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Hemlock Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Hemlock Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBURY CITY W DEPT serves 10,263 people · EPA ID NJ0822001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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