447 Hemlock Ter, Deptford (Woodbury), NJ 08096 Property Records

Gloucester County and Woodbury City property record for 447 Hemlock Ter, Deptford, NJ 08096

Property Summary

Property TypeSingle Family Home
Details1,484 sqft · built 1950
Lot Size0.132 acres (5,732 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Apr 2023)
Tax Bill$7,945 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-00152-0000-00024

Property Details

APN / Parcel Number

Primary APN22-00152-0000-00024
Alternative APNs
  • 22B0152000000024
  • 220015200024

Interior

Stories2 Stories
Building Area1,484 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area5,732 sqft (0.132 acres)
Lot Dimensions117 ft deep x 49 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number22B0152000000024
Street Address447 HEMLOCK TER
CityWOODBURY
StateNJ
Zip08096-2813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePA
Legal Block152
Legal Lot Number24
JurisdictionGLOUCESTER NJ
Township / Civil DivisionWOODBURY
Census Block Group2
Census Block2030
Census Tract501002

Owner

Source: Gloucester County and Woodbury City records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address447 HEMLOCK TER, WOODBURY, NJ 08096-2813
OccupancyOwner Occupied
Owner TypeIndividual
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Apr 13, 2023Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Jun 24, 2022Foreclosure · Construction Mortgage
ECF FUND I LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2023 · Amount on Record
Deed SaleApr 13, 2023 · Amount on Record
Prior SaleJun 24, 2022 · Amount on Record
Deed Document Number202310382
Deed Book / Page6838 / 216
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Recording DateSep 17, 2026
Property Address447 HEMLOCK TER, WOODBURY, NJ 08096-2813
Document Number0000031391
Book / Page19430 / 207
Instrument DateSep 3, 2026
Instrument202631391
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 HEMLOCK TER, WOODBURY, NJ 08096-2813

Mortgage

Document Number0000031391,
DateSep 17, 2026
Book Page19430/207
Instrument202631391
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 9, 2051
Interest
Max Rate-1%

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionGLOUCESTER NJ
Recording DateApr 13, 2023
Property Address447 HEMLOCK TER, DEPTFORD, NJ 08096-2813
Document Number0000010382
Book / Page6838 / 216
Instrument DateFeb 23, 2023
Instrument10382
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address137 CHERRY ST, MOUNT HOLLY, NJ 08060-1819

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 HEMLOCK TER, WOODBURY, NJ 08096-2813

Mortgage

Document Number0000010383
DateApr 13, 2023
Instrument10383
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2053

June 2022: Foreclosure

Document TypeForeclosure
JurisdictionGLOUCESTER NJ
Recording DateJun 24, 2022
Property Address447 HEMLOCK TER, DEPTFORD, NJ 08096-2813
Document Number0000027390
Book / Page6703 / 121
Instrument DateJun 10, 2022
Instrument27390
Transaction TypeForeclosure
Record UpdatedSep 14, 2023
Title CompanyFOUNDATION TITLE LLC-MARLTON, FOUNDATION TITLE LLC MARLTON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2803 W ROSEWOOD DR, CHANDLER, AZ 85224-1054

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 CHERRY ST, MOUNT HOLLY, NJ 08060-1819

Mortgage

Document Number0000027391
DateJun 24, 2022
Instrument27391
Lender
NameECF FUND I LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 10, 2023

Tax Assessment & Valuation

Source: Gloucester County and Woodbury City assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
MunicipalityWoodbury City
Unified School DistrictWoodbury City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,300 (-) Land $41,600 Building $121,700$163,300 (-) Land $41,600 Building $121,700
2025$7,945.00 (+1.13%)$163,300 (-) Land $41,600 Building $121,700$163,300 (-) Land $41,600 Building $121,700
2024$7,856.00 (+5.55%)
2023$163,300 (-) Land $41,600 Building $121,700$163,300 (-) Land $41,600 Building $121,700
2022$7,443.00 (+1.33%)$163,300 Land $41,600 Building $121,700$163,300 Land $41,600 Building $121,700
2021$7,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBURY CITY W DEPT
serves 10,263 people · EPA ID NJ0822001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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