Franklin County and Westville Town property record for 416 Flat Rock Rd, Malone, NY 12953
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 4 ba · 2,100 sqft · built 1990 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2021) |
| Tax Bill | $4,268 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| APN | 1-012-19.00 |
| Primary APN | 1-012-19.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 2,100 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 900 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Detached |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 392 sqft |
| Canopy | 392 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-012-19.00 |
|---|---|
| Street Address | 416 FLAT ROCK RD |
| City | MALONE |
| State | NY |
| Zip | 12953-2639 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | CHAPMAN CHAPMAN PEETS FLAT ROCK RD |
| Legal Block | 4 |
| Legal Lot Number | 2.300 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950200 |
416 Flat Rock Rd, a residential property, is owned by an individual who bought it in June 2021.
Source: Franklin County and Westville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 216 FINNEY RD, BURKE, NY 12917-2104 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on File |
| Deed Sale | Jun 8, 2021 · Amount on File |
| Deed Document Number | 20212948 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Jun 8, 2021 |
| Property Address | 416 FLAT ROCK RD, MALONE, NY 12953-2639 |
| Document Number | 0000002948 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021-2948 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 FINNEY RD, BURKE, NY 12917-2104 |
| Document Number | 0000002949 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-2949 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Type Change Date | Sep 1, 2022 |
| Max Rate At Change | 2.25% |
| Index | Other |
The 2026 property tax bill for 416 Flat Rock Rd was $4,268, up 4.8% from the year before.
Source: Franklin County and Westville Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Westville Town |
| Unified School District | Salmon River Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,268.00 (+4.79%) | ||
| 2025 | $4,073.00 | $194,800 Land $21,900 Building $172,900 | $304,375 Land $34,219 Building $270,156 |
| 2023 | $194,800 (-) Land $21,900 Building $172,900 | $266,849 (+18.49%) Land $30,000 Building $236,849 | |
| 2022 | $194,800 Land $21,900 Building $172,900 | $225,202 Land $25,318 Building $199,884 | |
| 2021 | $2,218.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 416 Flat Rock Rd; there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jan 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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