385 Flat Rock Rd, Malone, NY 12953 Property Records

Franklin County and Westville Town property record for 385 Flat Rock Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 2005
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Jul 2004)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Dec 2025 Sale Apr 2023 Refinance + 1 more
APN	`1-044-19.00`

Property Details

APN / Parcel Number

Primary APN	`1-044-19.00`
Alternative APNs	`560005500000040090000000` `165600 55.-4-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,017 sqft Living Area
1st Floor Area	1,748 sqft
Upper Floors Area	269 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	92,347 sqft (2.12 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	266 sqft
Shed	1 Shed
Shed Area	286 sqft
Canopy	204 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1-044-19.00
Street Address	385 FLAT ROCK RD
City	MALONE
State	NY
Zip	12953-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLEURY FLEURY RIVER FLEURY
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1043
Census Tract	950200

Owner

Source: Franklin County and Westville Town records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 CHILDS RD, MALONE, NY 12953-5521
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SEACOMM FCU
Jun 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2004 · Amount on Record
Deed Sale	Jul 22, 2004 · Amount on Record
Deed Book / Page	860 / 262
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Dec 17, 2025
Property Address	385 FLAT ROCK RD, MALONE, NY 12953-2611
Document Number	0000010518
Instrument Date	Dec 3, 2025
Instrument	2025-10518
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CHILDS RD, MALONE, NY 12953-5521

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	385 FLAT ROCK RD, MALONE, NY 12953-2611
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001518
Date	Apr 12, 2023
Instrument	2023-1518

Lender

Name	SEACOMM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jun 7, 2022
Property Address	385 FLAT ROCK RD, MALONE, NY 12953-2611
Document Number	0000002871
Instrument Date	Apr 11, 2022
Instrument	2022-2871
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	228 WHITE WATER LOOP, CONWAY, SC 29526-7381

Tax Assessment & Valuation

Source: Franklin County and Westville Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Westville Town
Unified School District	Salmon River Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00 (-0.21%)	$155,000 (-) Land $17,000 Building $138,000	$242,188 (+10.94%) Land $26,563 Building $215,625
2024	$4,326.00 (+386.07%)	$155,000 (-) Land $17,000 Building $138,000	$218,310 (+2.82%) Land $23,944 Building $194,366
2023		$155,000 (-) Land $17,000 Building $138,000	$212,329 (+18.49%) Land $23,288 Building $189,041
2022		$155,000 Land $17,000 Building $138,000	$179,191 Land $19,653 Building $159,538
2021	$890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jan 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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