416 Elm St, Richmond, KY 40475 Property Records

Madison County property record for 416 Elm St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,100 sqft
Lot Size0.106 acres (4,620 sqft)
OwnerIndividual Name on File
Last Sale$75,500 (Nov 2005)
Tax Bill$762 (2025)
Flood ZoneZone X (minimal risk)
APNR009-0016-0005

Property Details

APN / Parcel Number

Primary APNR009-0016-0005
Alternative APNs
  • 130137
  • 92985
  • 59933

Interior

Stories1 Story
Building Area1,100 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area4,620 sqft (0.106 acres)
Lot Dimensions110 ft deep x 42 ft wide

Location & Zoning

Account Number59933
Street Address416 ELM ST
CityRICHMOND
StateKY
Zip40475-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWS ADDITION LOT 16
Legal SubdivisionCROWS ADD
Legal Block16
Legal Lot Number16
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2007
Census Tract10400

Owner

416 Elm St is owned and occupied by an individual who bought it in November 2005.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address416 ELM ST, RICHMOND, KY 40475-1506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2005 · Amount on File
Deed SaleNov 2, 2005 · Amount on File
Prior SaleFeb 10, 2005 · Amount on File
Deed Document Number0000598497
Deed Book / Page598 / 497
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 416 Elm St was $762 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$762.00 Homeowner's exemption$130,000$130,000
2023$374.00 (-13.63%) Homeowner's exemption$85,000 (-)$85,000 (-)
2022$433.00 Homeowner's exemption$85,000$85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Elm St

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