415 Elm St, Richmond, KY 40475 Property Records

Madison County property record for 415 Elm St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,570 sqft
Lot Size	0.159 acres (6,924 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Jul 2009)
Tax Bill	$829 (2025)
Flood Zone	Zone X (minimal risk)
APN	`R009-0015-0012`

Property Details

APN / Parcel Number

Primary APN	`R009-0015-0012`
Alternative APNs	`109424` `72652` `38597`

Interior

Stories	2 Stories
Building Area	1,570 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	6,924 sqft (0.159 acres)

Location & Zoning

Account Number	38597
Street Address	415 ELM ST
City	RICHMOND
State	KY
Zip	40475-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWS ADDITION LOT 34
Legal Subdivision	CROWS ADD
Legal Lot Number	34
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2003
Census Tract	10400

Owner

415 Elm St is owned by two individuals who bought it in July 2009.

Source: Madison County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 WELCHWOOD DR, BEREA, KY 40403-9795
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2009 · Amount on File
Deed Sale	Jul 13, 2009 · Amount on File
Deed Document Number	2009429109
Deed Book / Page	647 / 492
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 415 Elm St was $829.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$829.00	$88,000	$88,000
2023	$530.00 (-0.38%)	$54,700 (-)	$54,700 (-)
2022	$532.00	$54,700	$54,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20