416 E N Water St, Chicago, IL 60611 Property Records

Cook County property record for 416 E N Water St, Chicago, IL 60611

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,965 sqft · built 1996
Lot Size	0.024 acres (1,057 sqft)
Owner	Individual Name on File
Last Sale	$1,028,000 (May 2018)
Tax Bill	$21,943 (2023)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-221-032`

Property Details

APN / Parcel Number

Primary APN	`17-10-221-032`
Alternative APN	`17-10-221-032-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	52 Units
Stories	3 Stories
Building Area	1,965 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	1,057 sqft (0.024 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	416 E NORTH WATER ST
City	CHICAGO
State	IL
Zip	60611-5560
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD 368
Legal Description	EAST15.0 FT W74.65 FT S70.45 FT W56 3 FT BLK6 S10 T39N R14E 3P
Legal Range	14E
Legal Township	39N
Legal Section	10
Legal Subdivision	CITYFRONT CENTER
Legal Block	6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1016
Census Tract	81403

Owner

416 E N Water St, a townhouse, is owned by an individual who bought it in May 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	201 GRAND AVE, 101, DES MOINES, IA 50309-1721
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 31, 2018	Quit Claim Deed, Transfer DRAPER & KRAMER MTG
Jul 6, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Feb 24, 2015 · Amount on File
Deed Document Number	201847036
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	0000047036
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	416 E NORTH WATER ST, CHICAGO, IL 60611-5560
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NEAR NORTH NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009007264
Date	Mar 31, 2021
Instrument	2109007264

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	May 31, 2018
Property Address	416 E NORTH WATER ST, CHICAGO, IL 60611-5560
Document Number	1815147036
Instrument Date	May 25, 2018
Instrument	15147036
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GRAND AVE #103 DES MOINES IA 503091721, 103, DES MOINES, IA 50309-1721

Mortgage

Document Number	1815147037
Date	May 31, 2018
Instrument	15147037

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS, IL 60515

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jul 6, 2017
Property Address	416 E NORTH WATER ST, CHICAGO, IL 60611-5560
Document Number	1718729091
Instrument Date	Apr 5, 2017
Instrument	18729091
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 S DEARBORN ST #1400 CHICAGO IL 606051564, 1400, CHICAGO, IL 60605-1564

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,000 Land $22,937 Building $64,063	$870,000 Land $229,370 Building $640,630
2023	$21,943.00 (+2.59%)
2022	$21,390.00	$103,999 Land $18,497 Building $85,502	$1,039,990 Land $184,970 Building $855,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 E N Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 E N Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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