414 E N Water St, Chicago, IL 60611 Property Records

Cook County property record for 414 E N Water St, Chicago, IL 60611

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,965 sqft · built 1996
Lot Size	0.024 acres (1,057 sqft)
Owner	Individual Name on File
Last Sale	$970,000 (Nov 2024)
Tax Bill	$20,774 (2023)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-221-031`

Property Details

APN / Parcel Number

Primary APN	`17-10-221-031`
Alternative APN	`17-10-221-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,965 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tar & Gravel
Lot Area	1,057 sqft (0.024 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	414 E NORTH WATER ST
City	CHICAGO
State	IL
Zip	60611-5560
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD 368
Legal Range	14E
Legal Township	39N
Legal Section	10
Legal Subdivision	CITYFRONT CENTER
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1016
Census Tract	81403

Owner

414 E N Water St, a townhouse, is owned and occupied by an individual who bought it in November 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	414 E NORTH WATER ST, CHICAGO, IL 60611-5560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on File
Deed Sale	Nov 22, 2024 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	20242098
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 5, 2019
Property Address	414 E NORTH WATER ST, CHICAGO, IL 60611-5560
Document Number	1903649150
Instrument Date	Jan 15, 2019
Instrument	3649150
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E NORTH WATER ST CHICAGO IL 606115560, CHICAGO, IL 60611-5560

Mortgage

Document Number	1903649152
Date	Feb 5, 2019
Instrument	3649152

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,000 Land $22,937 Building $64,063	$870,000 Land $229,370 Building $640,630
2023	$20,774.00 (-2.88%)
2022	$21,390.00	$103,999 Land $18,497 Building $85,502	$1,039,990 Land $184,970 Building $855,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 E N Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 414 E N Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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