416 E L St, Mc Cool Junction, NE 68401 Property Records

York County property record for 416 E L St, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 968 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Jan 2021)
Tax Bill	$971 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`930084179`

Property Details

APN / Parcel Number

Primary APN	`930084179`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	484 sqft
Unfinished Basement	484 sqft
Elevator	Elevator

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1967
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Depth	140 ft Depth
Garage Type	Detached
Garage Area	690 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	416 E L ST
City	MC COOL JUNCTION
State	NE
Zip	68401-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LOT 10 BLK 89 OT CITY OF YORK; MAP NUMBER: 3519-00-0-70010-041-0006
Legal Subdivision	ORIGINAL TOWN (MCFADDEN) EAST
Legal Block	89
Legal Lot Number	10
Jurisdiction	YORK NE
Township / Civil Division	MCFADDEN
Census Block Group	1
Census Block	1243
Census Tract	969900

Owner

Source: York County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 E L ST, MC COOL JUNCTION, NE 68401-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit LINCONE FCU
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Dec 2, 2011
Deed Document Number	202170
Deed Book / Page	89 / 247
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	416 E L ST, MC COOL JUNCTION, NE 68401-3005
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000157/401
Date	Mar 27, 2026
Book Page	157/401
Instrument	2026-00686

Lender

Name	LINCONE FCU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Mar 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Jan 8, 2021
Property Address	416 E L ST, MC COOL JUNCTION, NE 68401-3005
Document Number	000089/247
Book / Page	89 / 247
Instrument Date	Jan 6, 2021
Instrument	2021-00070
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0202100071
Date	Jan 8, 2021
Instrument	2021-00071

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Municipality	McCool Junction Village
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$971.00 (-19.88%)	$123,986 (+48.98%) Land $10,800 Building $113,186	$123,986 (+48.98%) Land $10,800 Building $113,186
2023	$1,212.00	$83,224 Land $5,250 Building $77,974	$83,224 Land $5,250 Building $77,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MCCOOL JUNCTION serves 487 people · EPA ID NE3120195
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E L St

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