218 E L St, Mc Cool Junction, NE 68401 Property Records

York County property record for 218 E L St, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 2,040 sqft · built 1930
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Jan 2022)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Oct 2014 Construction Loan Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930083989`

Property Details

APN / Parcel Number

Primary APN	`930083989`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,400 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Elevator	Elevator

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1959
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	36 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	218 E L ST
City	MC COOL JUNCTION
State	NE
Zip	68401-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LOTS 1-3 BLK 39 OT VILLAGE OF MCCOOL JUNCTION; MAP NUMBER: 3519-00-0-70010-039-0005
Legal Subdivision	ORIGINAL TOWN (MCFADDEN) EAST
Legal Block	39
Legal Lot Number	1-3
Jurisdiction	YORK NE
Township / Civil Division	MCFADDEN
Census Block Group	1
Census Block	1245
Census Tract	969900

Owner

Source: York County assessment roll, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 146, MC COOL JUNCTION, NE 68401-0146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2014	Deed of Trust, Mortgage · Construction Mortgage CORNERSTONE BANK
Jan 21, 2022	Personal Representative Deed, Transfer · Conventional Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	2022178
Deed Book / Page	107 / 752
Record Updated	Jun 8, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	218 E L ST, MC COOL JUNCTION, NE 68401-4505
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000014/545
Date	Oct 1, 2014
Book Page	14/545
Instrument	2014-02469

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	MC COOL JUNCTION, NE 68401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2015

January 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YORK NE
Recording Date	Jan 21, 2022
Property Address	218 E L ST, MC COOL JUNCTION, NE 68401-4505
Document Number	000107/752
Book / Page	107 / 752
Instrument Date	Jan 20, 2022
Instrument	2022-00178
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 N PINCOLN AVENUE, YORK, NE 68467

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200179
Date	Jan 21, 2022
Instrument	2022-00179

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Municipality	McCool Junction Village
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (-36.91%)	$351,464 (+113.53%) Land $18,000 Building $333,464	$351,464 (+113.53%) Land $18,000 Building $333,464
2023	$2,398.00	$164,595 Land $4,200 Building $160,395	$164,595 Land $4,200 Building $160,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MCCOOL JUNCTION serves 487 people · EPA ID NE3120195
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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