416 E Elto Ave, Spokane, WA 99208 Property Records

Spokane County property record for 416 E Elto Ave, Spokane, WA 99208 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1973
Square Footage	3,769 sqft Living Area
Lot Size	15,350 sqft (0.352 acres)
Occupancy	Owner Occupied
Last Sale	$560,000 (2021)
Tax Bill	$6,468.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`37323.0404`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	3,769 sqft Living Area
Gross Area	5,084 sqft Gross Area
1st Floor	2,419 sqft 1st Floor
Basement Area	2,067 sqft Basement
Finished Basement	1,350 sqft Finished
Unfinished Basement	717 sqft Unfinished
Stories	1 Stories
Utility Room	Utility Room
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,350 sqft (0.352 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	598 sqft Garage

Exterior Amenities

Deck Area	320 sqft Deck
Patio Area	49 sqft Patio
Porch Area	49 sqft Porch
Canopy Area	369 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	416 E ELTO AVE
City	SPOKANE
State	WA
Zip	99208-9717
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GLENEDEN ADD L4 B4
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	GLENEDEN ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Minor Civil Division	DEER PARK
Census Blockgroup	1
Census Block	1010
Census Tract	10507

Owner

Source: Spokane County records · APN 37323.0404

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	416 E ELTO AVE, SPOKANE, WA 99208-9717
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2021 · Amount on Record
Deed Sale	May 05, 2021 · Amount on Record
Prior Sale	Jul 25, 1996 · Amount on Record
Deed Doc Number	20217070980
Prior Transfer Date	Jun 10, 2004
Prior Transfer Doc	0005106838
Record Refreshed	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 05, 2021
Property Address	416 E ELTO AVE, SPOKANE, WA 99208-9717
Document Number	0007070980
Map Reference	VOL 9 PG 85
Instrument Date	May 04, 2021
Instrument	7070980
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,073.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007070981
Date	May 05, 2021
Instrument	7070981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,468.00 (-0.63%)	$630,500 (-1.75%) Land $110,000 Building $520,500	$630,500 (-1.75%) Land $110,000 Building $520,500
2025	$6,509.00 (+14.21%)	$641,700 (+2.59%) Land $110,000 Building $531,700	$641,700 (+2.59%) Land $110,000 Building $531,700
2024		$625,500 (+36.57%) Land $72,500 Building $553,000	$625,500 (+36.57%) Land $72,500 Building $553,000
2023	$5,699.00 (+13.28%)	$458,000 Land $50,000 Building $408,000	$458,000 Land $50,000 Building $408,000
2022	$5,031.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.