322 E Elto Ave, Spokane, WA 99208 Property Records

Spokane County property record for 322 E Elto Ave, Spokane, WA 99208 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1972
Square Footage	2,614 sqft Living Area
Lot Size	15,400 sqft (0.354 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$4,681.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`37323.0402`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	2,614 sqft Living Area
Gross Area	3,356 sqft Gross Area
1st Floor	1,414 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,400 sqft (0.354 acres)
Depth X Width	140 ft x 110 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Total Buildings	2 Total Buildings
Deck Area	192 sqft Deck
Patio Area	70 sqft Patio
Porch Area	70 sqft Porch
Canopy Area	382 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	322 E ELTO AVE
City	SPOKANE
State	WA
Zip	99208-9717
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GLENEDEN ADD L2 B4
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	GLENEDEN ADD
Legal Block	4
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Minor Civil Division	DEER PARK
Census Blockgroup	1
Census Block	1010
Census Tract	10507

Owner

Source: Spokane County records · APN 37323.0402

Assessment roll updated June 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 E ELTO AVE, SPOKANE, WA 99208-9717
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 22, 2024
Transfer Doc	0007340875
Record Refreshed	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 29, 2024
Property Address	322 E ELTO AVE, SPOKANE, WA 99208-9717
Document Number	0007340875
Map Reference	VOL 9 PG 85
Instrument Date	Mar 22, 2024
Instrument	7340875
Transaction Type	Transfer
Record Updated	Apr 09, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 E ELTO AVE, SPOKANE, WA 99208-9717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E ELTO AVE, SPOKANE, WA 99208-9717

Mortgage

Document Number	0007340876
Date	Mar 29, 2024
Instrument	7340876

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Apr 01, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.9%
Max Rate	11.9%

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,681.00 (-2.46%)	$475,600 (+4.44%) Land $110,000 Building $365,600	$475,600 (+4.44%) Land $110,000 Building $365,600
2025	$4,799.00 (+15.25%)
2024		$455,400 (+17.31%) Land $72,500 Building $382,900	$455,400 (+17.31%) Land $72,500 Building $382,900
2023	$4,164.00 (-2.55%)	$388,200 Land $50,000 Building $338,200	$388,200 Land $50,000 Building $338,200
2022	$4,273.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.