416 E 86th St, Tacoma, WA 98445 Property Records

Pierce County property record for 416 E 86th St, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 714 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2026)
Tax Bill	$3,015 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032033-5-005`

Property Details

APN / Parcel Number

Primary APN	`032033-5-005`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	714 sqft Living Area
1st Floor Area	714 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Below Road/Slope

Exterior Amenities

Porch	Wood Porch
Porch Area	50 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	416 E 86TH ST
City	TACOMA
State	WA
Zip	98445-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 33 TOWNSHIP 20 RANGE 03 QUARTER 14 : LOT 1 OF SH PLAT 78-326 EASE OF RECORD OUT OF 1-157 SEG L-1774 NC ES (DCWJEMS5-24-82)
Legal Range	03
Legal Township	20
Legal Section	33
Legal Subdivision	PIERCE COUNTY SHORT PLAT #78-326
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3001
Census Tract	63402

Owner

416 E 86th St is owned and occupied by two individuals who bought it in June 2026.

Source: Pierce County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 E 86TH ST, TACOMA, WA 98445-2263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	20260623398
Prior Transfer Date	Dec 1, 2000
Prior Transfer Doc	0000000395
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 23, 2026
Property Address	416 E 86TH ST, TACOMA, WA 98445-2263
Document Number	0000000398
Instrument Date	Jun 18, 2026
Instrument	2026398
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E 86TH ST, TACOMA, WA 98445-2263

Mortgage

Document Number	0000000399,
Date	Jun 23, 2026
Instrument	202623399

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 3, 2021
Property Address	416 E 86TH ST, TACOMA, WA 98445-2263
Document Number	0012031090
Map Reference	VOL 25 PG 64
Instrument Date	Nov 30, 2021
Instrument	202112031090
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,008.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E 86TH ST, TACOMA, WA 98445-2263

Mortgage

Document Number	0012031091
Date	Dec 3, 2021
Instrument	202112031091

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 416 E 86th St was $3,015, down 0.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,015.00 (-0.36%)	$271,800 (-1.59%) Land $144,500 Building $127,300	$271,800 (-1.59%) Land $144,500 Building $127,300
2025	$3,026.00 (+4.71%)	$276,200 (+6.56%) Land $154,100 Building $122,100	$276,200 (+6.56%) Land $154,100 Building $122,100
2024	$2,890.00 (+9.72%)	$259,200 (+2.37%) Land $149,300 Building $109,900	$259,200 (+2.37%) Land $149,300 Building $109,900
2023	$2,634.00	$253,200 Land $141,200 Building $112,000	$253,200 Land $141,200 Building $112,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 E 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 E 86th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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