522 E 86th St, Tacoma, WA 98445 Property Records

Pierce County property record for 522 E 86th St, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,911 sqft · built 2006
Lot Size	1.47 acres (64,350 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Sep 2003)
Tax Bill	$9,813 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032033-1-232`

Property Details

APN / Parcel Number

Primary APN	`032033-1-232`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,911 sqft Living Area
Gross Area	3,669 sqft
1st Floor Area	2,911 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,350 sqft
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	522 E 86TH ST
City	TACOMA
State	WA
Zip	98445-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 33 TOWNSHIP 20 RANGE 03 QUARTER 14 : N 1/2 OF SE OF SE OF NE EXC N 135 FT THEREOF ALSO EXC E 330 FT OF S 195 FT THEREOF ALSO EXC MCKINLEY AVE EASE OF RECORD OUT OF 1/214 SEG H 1832 BG
Legal Range	03
Legal Township	20
Legal Section	33
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3001
Census Tract	63402

Owner

522 E 86th St is owned and occupied by two individuals who bought it in September 2003.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 E 86TH ST, TACOMA, WA 98445-2212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2003 · Amount on File
Deed Sale	Sep 25, 2003 · Amount on File
Deed Document Number	2003746
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	522 E 86TH ST, TACOMA, WA 98445-2212
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001060579
Date	Jan 6, 2022
Instrument	202201060579

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	522 E 86TH ST, TACOMA, WA 98445-2212
Document Number	2006160022
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 E 86TH ST TACOMA WA 984452212, TACOMA, WA 98445-2212

Mortgage

Document Number	2006160022
Date	Jun 16, 2020
Instrument	202006160022

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 522 E 86th St was $9,813 with a senior citizen's exemption, up 6.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,200 Land $275,100 Building $640,100	$915,200 Land $275,100 Building $640,100
2025	$9,813.00 (+6.34%)
2024	$9,228.00 (-1.19%)	$829,800 (-7.83%) Land $284,200 Building $545,600	$829,800 (-7.83%) Land $284,200 Building $545,600
2023	$9,339.00	$900,300 Land $296,200 Building $604,100	$900,300 Land $296,200 Building $604,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 E 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 E 86th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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