416 E 13th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 416 E 13th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 728 sqft · built 1929
Lot Size	0.13 acres (5,676 sqft)
Owner	2 Individual Names on File
Last Sale	$153,713 (Jun 2023)
Tax Bill	$1,012 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-101-007.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-101-007.000-023`
Alternative APN	`01611335231`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	910 sqft
1st Floor Area	910 sqft
Basement Area	182 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,676 sqft (0.13 acres)
Lot Dimensions	129 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 E 13TH ST
City	MISHAWAKA
State	IN
Zip	46544-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & 4 FT E SIDE LOT 3 22-37-3E PENN ADD
Legal Range	3E
Legal Township	37
Legal Section	22
Legal Subdivision	PENN ADD
Legal Lot Number	4,3
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1023
Census Tract	10300

Owner

416 E 13th St is owned and occupied by two individuals who bought it in June 2023.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Feb 10, 2023	Deed of Trust, Mortgage · Seller Carry-Back OTTO T WILSON
Feb 8, 2023	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jan 23, 2023	Warranty Deed, Transfer
Jan 23, 2023	Deed, Transfer
Apr 8, 2021	Limited Warranty Deed, Transfer
Oct 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Feb 8, 2023 · Amount on File
Deed Document Number	202312494
Prior Transfer Date	Jan 17, 2023
Prior Transfer Doc	0000001550
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 8, 2023
Property Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Document Number	0002312494
Instrument Date	Jun 2, 2023
Instrument	2312494
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560

Mortgage

Document Number	0002312495
Date	Jun 8, 2023
Instrument	2312495

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002302973
Date	Feb 10, 2023
Instrument	2302973

Lender

Name	OTTO T WILSON
Type	Seller
Address	734 VISTULA RD, OSCEOLA, IN 46561

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Jan 20, 2024

Interest

Rate Type	Fixed Rate
Rate	12%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 8, 2023
Property Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Document Number	0002302790
Instrument Date	Feb 1, 2023
Instrument	2302790
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19595 JEWELL AVE, SOUTH BEND, IN 46614-5430

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 23, 2023
Property Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Document Number	0002301549
Instrument Date	Jan 19, 2023
Instrument	2301549
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 EAGLE PASS DR, OSCEOLA, IN 46561-8413

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 23, 2023
Property Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Document Number	0002301550
Instrument Date	Jan 19, 2023
Instrument	2301550
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 EAGLE PASS DR, OSCEOLA, IN 46561-8413

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 8, 2021
Property Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Document Number	0002111314
Instrument Date	Mar 11, 2021
Instrument	2111314
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	428 EAGLE PASS DR, OSCEOLA, IN 46561-8413

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 15, 2020
Property Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560
Document Number	0002031637
Instrument Date	Oct 7, 2020
Instrument	2031637
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E 13TH ST, MISHAWAKA, IN 46544-5560

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,800 Land $22,900 Building $58,900	$81,800 Land $22,900 Building $58,900
2024	$1,012.00 (+19.48%)
2023	$847.00 (-58.48%)	$87,000 (-) Land $22,900 Building $64,100	$87,000 (-) Land $22,900 Building $64,100
2022	$2,040.00 (+241.71%)	$87,000 Land $22,900 Building $64,100	$87,000 Land $22,900 Building $64,100
2021	$597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 E 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 E 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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