322 E 13th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 322 E 13th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,512 sqft · built 1904
Lot Size	0.119 acres (5,200 sqft)
Owner	Company Name on File
Last Sale	$100,512 (Aug 2025)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-21-227-020.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-21-227-020.000-023`
Alternative APN	`01611576278`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	2,136 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 E 13TH ST
City	MISHAWAKA
State	IN
Zip	46544-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MEUNINCKS REVISED
Legal Subdivision	MEUNINCKS
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1022
Census Tract	10300

Owner

322 E 13th St is owned by a company that bought it in August 2025.

Source: St. Joseph County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	365 N HALSTED ST, 2310, CHICAGO, IL 60661-1377
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage NCL LLC
Dec 29, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Dec 29, 2020
Deed Document Number	202521038
Prior Transfer Date	Jul 17, 2025
Prior Transfer Doc	0000021038
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	322 E 13TH ST, MISHAWAKA, IN 46544-5309
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001702570
Date	Feb 1, 2017
Instrument	1702570

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	264 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 4, 2020
Property Address	322 E 13TH ST, MISHAWAKA, IN 46544-5309
Document Number	0002037936
Map Reference	PB 8 PG 200
Instrument Date	Nov 20, 2020
Instrument	2037936
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E 13TH ST, MISHAWAKA, IN 46544-5309

Mortgage

Document Number	0002037937
Date	Dec 4, 2020
Instrument	2037937

Lender

Name	NCL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 29, 2020
Property Address	322 E 13TH ST, MISHAWAKA, IN 46544-5309
Document Number	0002040580
Map Reference	PB 8 PG 200
Instrument Date	Nov 20, 2020
Instrument	2040580
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E 13TH ST, MISHAWAKA, IN 46544-5309

Tax Assessment & Valuation

The 2025 property tax bill for 322 E 13th St was $2,264, up 30.2% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 (+30.19%)	$210,600 Land $21,700 Building $188,900	$210,600 Land $21,700 Building $188,900
2024	$1,739.00 (-5.75%)
2023	$1,845.00 (-1.86%)	$157,300 (-0.32%) Land $21,700 Building $135,600	$157,300 (-0.32%) Land $21,700 Building $135,600
2022	$1,880.00 Homeowner's exemption	$157,800 Land $21,700 Building $136,100	$157,800 Land $21,700 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 E 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 E 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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