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416 Darlene Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 416 Darlene Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,370 sqft · built 2021
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$820,000 (Aug 2021)
Tax Bill$9,878 (2026)
Deeds & MortgagesAug 2026 Mortgage
Aug 2021 Sale & Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN248-690-090-000

Property Details

APN / Parcel Number

Primary APN248-690-090-000
Alternative APN
  • 248-690-020-000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,370 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Garage Area503 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number248-690-020-000
Street Address416 DARLENE LN
CityTRACY
StateCA
Zip95377-7039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD1
Legal Description08-FM PT OF 248-040-33 COSE LANE SUBDIVISION
Legal SubdivisionCOSE LANE SUB
Legal Block2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2011
Census Tract5219

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 DARLENE LN, TRACY, CA 95377-7039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Aug 12, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 12, 2021Intrafamily Transfer, Transfer
NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Feb 5, 2021Grant Deed, Transfer · Conventional Mortgage
PNC BANK NA
Nov 3, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE
Sep 25, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE
Jul 20, 2018Grant Deed, Transfer
OLD REPUBLIC TITLE
May 17, 2018Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
May 17, 2018Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleFeb 5, 2021 · Amount on Record
Deed Document Number2021135329
Prior Transfer DateAug 10, 2021
Prior Transfer Doc0000135328
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateAug 25, 2026
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000077350
Instrument DateAug 17, 2026
Instrument202677350
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address416 DARLENE LN, TRACY, CA 95377-7039

Mortgage

Document Number0000077350,
DateAug 25, 2026
Instrument202677350
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 12, 2021
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000135329
Map ReferenceMB 41 PG 53
Instrument DateAug 10, 2021
Instrument2021-135329
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 DARLENE LN, TRACY, CA 95377-7039

Mortgage

Document Number0000135330
DateAug 12, 2021
Instrument2021-135330
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateAug 12, 2021
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000135328
Map ReferenceMB 41 PG 53
Instrument DateAug 10, 2021
Instrument2021-135328
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 DARLENE LN, TRACY, CA 95377-7039

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 5, 2021
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000021604
Map ReferenceMB 41 PG 53
Instrument DateDec 23, 2020
Instrument2021-021604
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address406 DARLENE LN, TRACY, CA 95377-7039

Mortgage

Document Number0000021605
DateFeb 5, 2021
Instrument2021-021605
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.5%
Index1-Year LIBOR
Max Rate7.5%

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 3, 2020
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000149467
Instrument DateOct 23, 2020
Instrument149467
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$227.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3613 PLAUDIT DR MODESTO CA 953559762, MODESTO, CA 95355-9762

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 25, 2020
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000127050
Instrument DateMay 13, 2020
Instrument127050
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$78.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2758 JACKSON AVE TRACY CA 953778515, TRACY, CA 95377-8515

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 20, 2018
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000080447
Instrument DateJul 17, 2018
Instrument80447
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2758 JACKSON AVE TRACY CA 953778515, TRACY, CA 95377-8515

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 17, 2018
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000054853
Instrument DateMay 7, 2018
Instrument54853
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2758 JACKSON AVE TRACY CA 953778515, TRACY, CA 95377-8515

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 17, 2018
Property Address416 DARLENE LN, TRACY, CA 95377-7039
Document Number0000054852
Instrument DateMay 7, 2018
Instrument54852
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2758 JACKSON AVE TRACY CA 953778515, TRACY, CA 95377-8515

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,878.00 (+1.58%)
2025$9,724.00 (+5.06%) Homeowner's exemption$911,805 (+4.04%) Land $233,465 Building $678,340
2023$9,256.00 (+6.67%) Homeowner's exemption$876,400 Land $224,400 Building $652,000$890,010
2022$8,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Matrix Broadband
Fixed Wireless		600 / 120
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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