San Joaquin County property record for 406 Darlene Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,383 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $780,000 (Feb 2021) |
| Tax Bill | $9,153 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-690-080-000 |
| Primary APN | 248-690-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,383 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 248-690-010-000 |
|---|---|
| Street Address | 406 DARLENE LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 08-FM PT OF 248-040-33 COSE LANE SUBDIVISION |
| Legal Subdivision | COSE LANE SUB |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5219 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 5, 2021 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Sep 25, 2020 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jul 20, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| May 17, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| May 17, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Sep 25, 2020 · Amount on Record |
| Deed Document Number | 202121604 |
| Prior Transfer Date | Apr 21, 2020 |
| Prior Transfer Doc | 0000053460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Document Number | 0000160429 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-160429 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 5, 2021 |
| Property Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Document Number | 0000021604 |
| Map Reference | MB 41 PG 53 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021-021604 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Document Number | 0000021605 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-021605 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 25, 2020 |
| Property Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Document Number | 0000127047 |
| Instrument Date | May 13, 2020 |
| Instrument | 127047 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $78.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 533 ALDEN LN LIVERMORE CA 945508630, LIVERMORE, CA 94550-8630 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 20, 2018 |
| Property Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Document Number | 0000080447 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 80447 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2758 JACKSON AVE TRACY CA 953778515, TRACY, CA 95377-8515 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 17, 2018 |
| Property Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Document Number | 0000054852 |
| Instrument Date | May 7, 2018 |
| Instrument | 54852 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2758 JACKSON AVE TRACY CA 953778515, TRACY, CA 95377-8515 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 17, 2018 |
| Property Address | 406 DARLENE LN, TRACY, CA 95377-7039 |
| Document Number | 0000054853 |
| Instrument Date | May 7, 2018 |
| Instrument | 54853 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2758 JACKSON AVE TRACY CA 953778515, TRACY, CA 95377-8515 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,153.00 (+1.59%) | ||
| 2025 | $9,010.00 (+5.06%) Homeowner's exemption | $844,295 (+4.04%) Land $227,310 Building $616,985 | |
| 2023 | $8,576.00 (+1.84%) Homeowner's exemption | $811,512 Land $218,484 Building $593,028 | $859,950 |
| 2022 | $8,421.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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