416 Cortez Dr, Petaluma, CA 94954 Property Records

Sonoma County property record for 416 Cortez Dr, Petaluma, CA 94954

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1952
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jan 2026)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-202-005-000`

Property Details

APN / Parcel Number

Primary APN	`007-202-005-000`
Alternative APN	`007-202-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Garage Area	390 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	007-202-005
Street Address	416 CORTEZ DR
City	PETALUMA
State	CA
Zip	94954-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYPE
Legal Description	LOT 54, MCDOWELL VILLAGE SOB NO.2
Legal Subdivision	MCDOWELL VILLAGE
Legal Block	2
Legal Lot Number	54
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2009
Census Tract	150603

Owner

416 Cortez Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 CORTEZ DR, PETALUMA, CA 94954-3410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage RUSSELL VAVURIS
Jan 27, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Jan 23, 1998 · Amount on File
Deed Document Number	20263930
Prior Transfer Date	Dec 13, 2006
Prior Transfer Doc	0000041949
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	416 CORTEZ DR, PETALUMA, CA 94954-3410
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CORTEZ DR, PETALUMA, CA 94954-3410

Mortgage

Document Number	0000042379
Date	Sep 12, 2023
Instrument	2023042379

Lender

Name	RUSSELL VAVURIS
Type	Private Party
Address	2150 WARD WAY, WOODSIDE, CA 94062

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 27, 2026
Property Address	416 CORTEZ DR, PETALUMA, CA 94954-3410
Document Number	0000003930
Map Reference	MB 68 PG 4-6
Instrument Date	Jan 9, 2026
Instrument	2026003930
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 CORTEZ DR, PETALUMA, CA 94954-3410

Mortgage

Document Number	0000003931
Date	Jan 27, 2026
Instrument	2026003931

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	9.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 416 Cortez Dr was $2,644.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$217,405 (+2%) Land $146,571 Building $70,834
2025	$2,644.00	$213,144 Land $143,698 Building $69,446
2023	$2,360.00 (+0.81%)	$204,869 Land $138,119 Building $66,750
2022	$2,341.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Cortez Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 Cortez Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Cortez Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures