409 Cortez Dr, Petaluma, CA 94954 Property Records

Sonoma County property record for 409 Cortez Dr, Petaluma, CA 94954

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1952
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Feb 2023)
Tax Bill	$7,793 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-201-015-000`

Property Details

APN / Parcel Number

Primary APN	`007-201-015-000`
Alternative APN	`007-201-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	6,300 sqft (0.145 acres)
Garage Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	007-201-015
Street Address	409 CORTEZ DR
City	PETALUMA
State	CA
Zip	94954-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYPE
Legal Description	MCDOWELL SUB 1 LOT 23
Legal Subdivision	MCDOWELL SUB
Legal Block	2
Legal Lot Number	23
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2008
Census Tract	150603

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 CORTEZ DR, PETALUMA, CA 94954-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Grant Deed, Transfer · Conventional Mortgage AHL FUNDING
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	20236707
Prior Transfer Date	Jul 22, 2010
Prior Transfer Doc	0000061267
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 17, 2023
Property Address	409 CORTEZ DR, PETALUMA, CA 94954-3409
Document Number	0000006707
Map Reference	MB 66 PG 25&26
Instrument Date	Feb 13, 2023
Instrument	2023006707
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CORTEZ DR, PETALUMA, CA 94954-3409

Mortgage

Document Number	0000006708
Date	Feb 17, 2023
Instrument	2023006708

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	409 CORTEZ DR, PETALUMA, CA 94954-3409
Document Number	0000077443
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 CORTEZ DR PETALUMA CA 949543409, PETALUMA, CA 94954-3409

Mortgage

Document Number	0000077443
Date	Oct 2, 2017
Instrument	77443

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,785 (+2%) Land $275,914 Building $413,871
2025	$7,793.00 (+108.37%) Homeowner's exemption	$676,260 (+99.08%) Land $270,504 Building $405,756
2023	$3,740.00 (+0.89%) Homeowner's exemption	$339,685 Land $136,110 Building $203,575
2022	$3,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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